As I See It

Women’s fury deserves a rethink on pensions

Terry portrait with tieThey say hell hath no fury like a woman scorned. Westminster should take note of the old proverb following a weekend when this website was mobbed with women venting their anger over the change to the state pension age.

Thousands of readers picked up on our story that MPs in Westminster are agitating for some sort of early payment to those women born in the mid-1950s who feel cheated by the decision to defer paying state pensions to women until they reach the age of 66.

A series of acts of parliament effected the change, notably the Pensions Act 2011 which equalised the SPA for men and women at 66. But many readers said there was little publicity, either before or after the legislation was passed. For men it meant a one-year extension, but for women it is a five year delay in receiving the state pension.

The final act was particularly unfavourable to women born in the mid-1950s who were due to retire in the coming months. They will now have to wait until 2022.

More than 22,000 read our story that MPs will demand action this week, and 200 posted comments claiming they felt the government had been wrong to make the change without properly informing those affected.

One common theme was a feeling that the government has reneged on a ‘contract’ with the government when they began paying their national insurance contributions. They have waited 40 years to get the pension they were promised, only to be told that Westminster has unilaterally changed the rules – a ‘breach’ of contract.

Some pointed out that, because of the way the rules have been drawn up, two women born in the same year could have a three-year difference in receiving their pension.

Women Against State Pension Inequality (Waspi) has demanded ‘fair transitional arrangements’ for those affected.

MPs on the Work and Pensions Committee share their concerns. They believe the Government has a duty to compensate those who will otherwise lose out on thousands of pounds they believe they are entitled to receive.


56 Comments to Women’s fury deserves a rethink on pensions

  1. This is the Government at its best. Hard working women kicked in the teeth. This is one battle that they cannot and will not win! Some young women find it hard to get a job, never mind us Waspis.

  2. I was born in 1956 and was one of the last to leave school at 15 so my new retirement age of 66 means I have to wait 51 years before I get my money. Also the cross party group are looking to give us a reduced pension for life, I think thats a downright cheek, I may as well have not worked at all and just let the state keep me if you think thats going to keep me happy. At the end of the day we paid in, in full for a pension at 60 not 66, 65, 64 etc, this governement thought they could just treat us like the 2nd class citizens we were in the 50’s 60’s 70’s and 80’s, well things changed and we will continue to fight this injustice until we receive our full pensions that we paid for.

  3. It’s not just 5 years, it’s 6. Under the old rules, I would have already retired, but now have to wait until 2023, 6 more years that I wasn’t expecting or had planned for. I didn’t receive any notice until 2013, less than 5 years before my expected retirement at age 60 in 2017. I don’t understand why when the DWP contacted me several years before that they didn’t let me know or mention that my State Pension Age was going to be changed – an opportunity lost? I was divorced at 50 and expected to have to work into my 60s, but I also expected the income from my State Pension to be helping me pay towards my mortgage. Would have expected to be able to drop to part time working by now, but no, will have to work till I drop.

  4. I used to feel proud to be British but now feel ashamed of what the British government has done to a generation of women. To change their pension age in such an underhand and chaotic way is a disgrace. Maybe they thought nobody would notice or the shit would hit the fan when they had moved on but believe me this is political dynamite as the internet has allowed the individuals affected to communicate. Just like the suffragettes, they will not give up until justice is done and seen to be done. The affected are greater than 1950s women…a woman born in 1961 who started work at 16 has to now work for 51 years before receiving her pension….let’s hope she doesn’t still expect it at 60 as promised as she will be devastated to learn of her betrayal by the British government.

  5. i was expecting, and needing my pension to get out of dv, in particular financial control. im 1958, and only found out i wouldnt get my pension, when i asked c.a.b at the homeless center i was volunteering at. this led to me being trapped, i ended up seeing a counsellor at the gp’s, because of panic attacks. i had to ask for bus money every day, which i saved, and walked to the center in all weathers, and through some scary areas, i also had to use foodbanks. i have worked since i was 14, and needed that pension money to give me some kind of freedom. with the help of the womens refuge, i have been able to get him out, but dread my emotional and financial future. i have another 5 years to wait. i cant get a bus pass either, so quite isolated too.

  6. We don’t “feel” cheated. We WERE cheated!

    I am sick to death of hearing over privileged MPs tell us that we wanted equality and now we have it we should stop whingeing. We never had equality and still don’t.

    I am sick to death of hearing how we 50’s women should take up apprenticeships, stop working and become unpaid community workers, live off our savings (many of us couldn’t afford to save) or become unpaid carers for our elderly parents or grandchildren (many of us already do this as well as holding down a job).

    I am sick to death of working. I’ve done my bit, having worked a weekend/after school job while in high school and moving into full time employment at 17. I’m now 62. I’ve paid my dues. I want to retire.

    We paid in…now it’s time the government paid out. This is NOT going away!

  7. Hello
    I expected to retire at 50… reason not too think anything different as had a private pension, then the market collapsed along with millions of others whose private pension was lost. So then I resolved myself to working till 60….now that’s has gone too…..and now it’s 67 for me……by the time I retire my husband will be 74, what is the point , we will have no retirement together as we will both be incapable of looking after each other….I was born September 57……to say I am unhappy is an understatement, discrimination, inequality, equal rights, and as usual women are being discriminated against. Is there an Emily Pankhurst out there to help us, please!!!

  8. I agree with the comments that it was criminal to change the pension age of women born in the 50s. It gave no opportunity for any additional pension planning. Why were women in there 20s or 30s not targeted at least they would have had a chance to prepare for their retirement This legislation was brought in by stealth hardly anyone knew about it I have read the arguments that it was legislated for many years earlier but that does not negate the Government’s responsibility to have made it clear to women born in the 50s what changes were going to be implemented. These changes were made without any warning. SHAME ON THE GOVERNMENT FOR BEING SO UNDERHAND AND SLY.

  9. I am absolutely furious over the increase in SPA. I believe in equality, but to hike up the pension age for women by up to 6 years and for men by only one year is not equality.

  10. I should have received my pension when l was 6o in 2015. l was only made aware that l would not be receiving it a year before l retired. l only heard that from another work colleague who informed me of the change.
    I have never received any letters informing me of any changes to my pension.

  11. I too am one of the affected women and I lost my job in December 2016 and have taken part-time work. But in the mean time I have become ill and having xrays and test obviously as we get older things start to go wrong, so I am letting my employer down. I should be drawing my pension now.

  12. Why would anyone in their right mind accept the withdrawal of money promised and insured against (via NI contributions and working) just because the deal has been renaged on by a government instead of a small business or shop?? Bullying tactics and David and Goliath come to mind – my great grandmother was a suffragette, to walk away from this gross injustice and theft would be a huge disrespect to all that these women fought for. I am in good health and will continue to work as long as i can – not because i WANT to past the age of 60 but because i HAVE to.


  13. I agree with everything that has been said in the comments so far. Our government have let us down massively. They do not listen and certainly don’t care. I think they are hoping that we all die before reaching state pension age. As long as those in power can claim mammoth salaries and expenses it’s as if nobody else matters.
    Thank goodness for WASPI. They have given us hope and something to strive for.
    We know that there are quite a few MP’s who are supportive and we are grateful to them. WASPI women are committed to making the government see that they have ruined many people’s lives due to their harsh attitude.
    My partner and I were just about managing on his earnings as a 67 year old part-time self-employed decorator plus his state pension. Four weeks ago he had a heart attack. He already suffers from COPD and osteoarthritis so will possibly not be able to work again. I also have health issues and we could both be a lot happier if we knew that I was getting my state pension.. At the age of 61, I am in despair at having to wait another 5 years.


    • There’s an election coming up. But don’t expect any change of heart form whatever shower of thieves win the vote. DIRECT ACTION will be the only thing they will listen to. Preferably starting tomorrow morning. My wife was born in 1954. This theft of SIX YEARS pension has cost her over £30,000. I think a continuous slow walk across every pedestrian crossing in the country should cause an appropriate amount of the chaos that will be necessary. When challenged by the police report a theft …

  15. I was born in 1955, and I feel devastatingly that someone has silently crept up on me and stolen my life. I feel that I have been robbed by the government who promised me my pension at 60 years old so they have stolen my life. We have paid into an insurance policy so why won’t that government run insurance policy pay out. If this was any other insurance policy there would be hell to pay yet because we are women and we are in a minority we are being disregarded. NI payments are a legal contract between the worker paying in and the government who promised to pay out at age 60 years old so where is it ???

  16. PENSION CREDIT 60 NOW. Not content with depriving women of their state pension from age 60 til 65 since 2013 and to 66 from mid 2014, in 2012 progressively men and women alike lost some replacement money of Guaranteed Pension Credit, took away and abolished the top up to Pension Credit of Savings Credit under the flat rate law from April 2016, and rose age entitlement for Winter Fuel Allowance from 60 to 66 for women. So intending to harm the poorest, lowest waged, those early retired on small works pensions because barely above the lowest salary threshold in working life and men and women made redundant in their late 50s, early 60s. Least chance of new job or one with a decent wage. Some women face no state pension from the flat rate’s abolition of the Housewife pension and rise of minimum National Insurance threshold to 10 years from 12 months.

  17. Im 59years old and have just got made redundant. I have paid into the system for 42 years and I’m now having to find another job at my age. My mother is 95 this year and I am the only family member that is available to look after her. Its so wrong after all these years paying in that the goal post should be moved.

  18. Thank you so much for covering this story. It seems that the BBC and main Newspapers are covering up our plight and we need all the publicity we can get.
    As a woman born in 1954, I had always believed that I would be able to retire and collect my State Pension in 2014, as it is I will have to continue at work for another 3 years.

    What we really need is some ‘joined-up’ thinking . . . JUST by compelling all people to work until they are 66, the Government are causing far more problems than they are solving!!

  19. I was expecting to retire at 60 then 2 years prior to this found out SPA was being raised and I would have to work until I was 66. I am now 62 and recovering from extensive surgery and chemo for cancer and I honestly don’t feel up to another 4 years work. I have checked on the government’s website and I have contributed 45 years full NI contributions, but still have to contribute another 2 years between now and 2020 to get the full pension payment !!!

    Also in the 2011 manifesto, the government promises that the women’s state pension age would NOT be accelerated until 2020. By 2012 the government had broken this promise. You just cannot trust this government about anything except looking after themselves.

  20. What an ill-informed article. You really should check your facts.

    The 2011 Pensions Act did NOT raise women’s state pension age by five years but men’s by only one year, as you allege. It raised the state pension ages of both men and women by ONE year, from 65 to 66. However, because the Coalition government wished the increase to take effect between 2018 and 2020, it accelerated the timetable for the equalisation of men’s and women’s state pension age at 65.

    Equalisation at 65 was legislated in the Pensions Act 1995, originally to take effect between 2010 and 2020 at a rate of six months per birth year. It is the 1995 Act that raised women’s state pension age by up to five years depending on when they were born – younger women had larger rises. All women born after 5 April 1955 have had a state pension age of 65 since 1995. The 2011 Act brought forward completion of this equalisation by 2 years, but unfortunately after the transition had already begun. This caused sharp increases in state pension age for women born April 1953-March 1955.

    Unfortunately it appears that some women did not know that their pension age was being equalised with that of men, so they perceived the 2011 Act as raising their state pension age by up to 6 years with very little notice. But the truth is that most of this rise had been legisated over 15 years before.

    There is zero support from MPs of any party for compensating women for the effects of the 1995 Act. There is, however, some support for targeted relief for the women worst hit by the 2011 Act and for women in financial hardship. Sadly, though, the WASPI Campaign has so far rejected every alternative that falls short of their demand for a bridging pension from 60 for all women born 6/4/51 to 31/12/59. Other groups campaigning for 1950s women’s pensions have made more reasonable requests which are being considered by an all-party group of MPs. At present, though, the Government has refused to consider any relief whatsoever. The WASPI Campaign, supported by a prominent law firm, is helping women pursue claims against the DWP for maladministration over lack of personal notification. It remains to be seen if those claims will succeed.

  21. I was born mid Dec ’53 and will not receive my State Pension until 6th March 2019, yet those born 8 months and 1 week earlier than me, will have already had their SP for a whole year already……how can this be right?

  22. I am one of those women affected by the pension equalisation change brought in by stealth in 2011. I was born on 12th March 1956 and I will not receive my state pension until I am 66 years old. I was given no notice of this change and even if I had, it would have been too late to do anything about it.

    My state pension quote, obtained when I was planning my retirement, stated that I already had sufficient credits for a full UK state pension, – 30 years and I was expecting to commence receiving my state pension on my 60th birthday. Now this has changed and 35 years contributions are required and I cannot expect to receive it until I am 66 years old! By the time I am 66 years old I will have ‘lost’ over £50,000. Shame on you all! Shame, Shame, Shame!

  23. I have no problem with the equalisation of retirement age for men and women; that is NOT the issue here. My issue is with the various Governments’ DWP departments and their implementation of the 1995 and 2011 Pension Acts, which in my opinion has been mismanaged and the maladministration by not informing THE MAJORITY of women effected by the changes these Acts have and continue to bring, particularly women born in the 1950’s. The DWP websites gave contradictory information right up to earlier this year, 2017

  24. Another point to highlight is how this “new state pension” is arrived at for those women receiving it after April 2017.
    Under the old pension I would have had per week £119 state pension plus my additional state pension of £65 that I had accrued by being contracted in and paying additional NICs for 37 years.
    My pension advisory letter showed £155.65 new state pension and £29 “protected payment”!! So all that’s happened under the new rules is that £36 of my additional pension has been taken from Peter to pay Paul and called a new state pension. I’m no worse off I admit but it’s just that only half of this protected payment can be inherited by a spouse. Another thing to mention is that the new pension amount of £155.65 is above the limit of £155.60 that entitles one to claim pension credit. So no more “freebies” that claiming pension credit entitled one to. everything now has to be paid for out of the new state pension. Finally having had to wait up to 6 years for the pension these women will find that free prescriptions, free bus travel, winter fuel allowance etc will no longer be available!!

    • You will still get your bus, pass and winter fuel payment, at SPA, whether you get pension credit, or not. Pension credit is means tested, bus pass, and winter fuel allowance, aren’t. Also men, and women, still get free prescriptions at 60. Receiving pension credit only entitles you to housing benefit, council tax help etc ie other means tested benefits, it does not affect universal pensioner benefits.

  25. I was 60 in December, having worked all my life, and had judiciously planned to retire at 60. I was never officially informed that my retirement plans would be decimated due to government changes. I was just expected to “suck it up”. I do believe in equality but it is taking decades for women to reach pay equality, so why do we have to become equal in retirement age almost overnight. When all people are treated equally, then equal retirement age will be fair. Until then, please can I have my £48K back please?

    • I’m posting this comment out of disgust for the U-turn by the Chancellor regarding the proposed increase to NICS for the self employed! Because of strong opposition by Tory backbenchers, cabinet ministers and industry this increase has been dropped. However, because we women born in the 50’s had no real support (waspi and pension committee excepted) nor much media exposure, nor public outrage, the revised pension age for these women has gone ahead. Government is saying there isn’t any money for any transitional relief! I am so incensed by this act of betrayal. To contribute into the “pot” for 40 plus years, working and bringing up families with no working tax credits and no benefits, just a derisory amount of “child allowance and to be treated so badly is an insult. This Government should hang its head in shame and embarrassment.

  26. What an absolute disgrace. Successive governments overspending and using n.i. Contributions to feather their nests. This money was ours, supposedly looked after by the government of the day to help us in our twilight years. The MPs have again voted themselves an increase. It’s like depositing your money in a bank then listening to the manager give excuses to stop withdrawals. If we have so many young people working and contributing, why are pensions being deferred and cuts being imposed? If Maxwell and Green can get away with it, why not the government? The sad thing is, we are paying for their mistakes and our lives are now ruined because of the delays. They should be forced to pay us what we have put in for over forty years. Maybe Theresa May could change it all for us- at election time and we could all thank her.

  27. I started work full time at 15, brought up a child alone as my partner died young and he was penniless. I’ve put in 40 years full stamps. Crippled with arthritis, needed hip replacement at 55. I took early retirement at 55 planning to get my pension at 60. Due to the unannounced changes I’ve had to find another part time job at 60, pushing trollies in car park and standing at a check out. I hate living in Britain now as I’m ashamed of how the politicians are punishing the over 60s.

  28. I have just found out about the change in state pensions , my sister in law was 63 in June 2016 she gets her pension in November. I am 63 in December and have now to wait til 6th march 2019 ANOTHER 3 YEARS. 6 months difference, this is absolutely appalling, this needs changing back to the earlier age of retiring,.I Am disgusted with this country.

    I’m 61, a single parent of 3 grown up children. No private pension. Working years, roughly 38, full-time employment (office based), looming redundancy!!

    None whatsoever. How do I know….only because I asked for a pension forecast 3-4 years ago so I could make plans.

    I am totally reliant on my State Pension for retirement bolstered only by savings. I’d hoped to reduce my hours at work by the time I reached 59 in order to prepare for life without a regular full-time salary, but clearly that is not to be. Unfortunately, due to the down turn in the Oil Sector which is prevalent up here, I am now at risk of redundancy to add insult to injury and as I haven’t been with my present company for long, any package will be negligible. I’m at a complete loss. Job Seekers Allowance for a person with savings, amounts to £64pw!!! I’ve brought up 3 children on my own, paid my way in life and have no debt, only to be let down by the very Government I paid taxes to all of my life. I understand the need to raise the ceiling on retirement, we are living longer and the State is over-burdened, but had this been made common knowledge 15-20 years ago, women could have been prepared to align with our male contemporaries. To even suggest that all of us born in the 50s ‘MAY’ be awarded the ‘OPTION’ to accept a reduced amount now or nothing until 2019/20 is demeaning. Why should we be maligned for fighting for our rights as women who have contributed and bolstered our workforce? A forty year old can prepare for the increase in pensionable age, not a 58 year old believing she was going to claim her State Pension in 2 years time!!
    I didn’t contribute to a private pension for myriad reasons, mainly because I was the only breadwinner and couldn’t afford the monthly deduction without putting myself in debt, not because I wasn’t forward thinking or flippant.
    Added to the above, I was diagnosed with IBD 5 years ago. Stress is a contributing factor. I’m coping well with my incapacity but it does leave me exhausted so I was keen to step aside, let a younger person fill my boots and rest my mind, feel the wind in my greying hair and begin a new chapter in this glorious gift of life. Now I have an added complication.
    At this particular moment in time……I’d be better off living in a council house and claiming benefits. What a testament to our country and those we vote to run it. Should I chain myself to the door of Number 10 in order for us to be counted?

    • Living in a council house doesn’t automatically mean you can claim benefits, your income is still the main factor, whatever your housing status. If you are claiming JSA, and it is means tested, (which I assume you are as full JSA is £73, as you only get £64, that means they are deducting money due to you having savings of more than £6K or other income) you may be able to claim help with your mortgage interest payments, after 39 weeks of claiming a means tested benefit. You may also be able to get help with your council tax, have you contacted your local authority? Here’s a link about mortgage interest payment help (SMI)

  30. I agree with all the comments made above. I was due to retire at 60 but have to go on until 66 in a job that can be physical at times. I have learning difficulties and feel as though this won’t be possible. What is wrong with getting some of the young ones to work instead of wearing out the ones who have put their all in? It’s time for a rethink. It doesn’t take a great mind to work it out does it?

  31. I was 15 years old when I left school on the Friday and started work on the Monday. I have paid into the system over 41 years brought up two children and nursed my parents when they had cancer. Never had I thought that I would still be working into my 60. Like most women we feel let down by the government. My pension age has move four times in the last few years and I will not be able to draw my pension until am 66 years. Where is the equality? I think it is MORALLY WRONG TO EXPECT THIS GENERATION TO BE MADE TO WORK WHEN SOME ARE ON THE BREAD LINE are NOT ABLE TO PAY THEIR WAY OR TO ENJOY A DECENT QUALITY LIFE IN THEIR LATER YEARS.

  32. I thank goodness for WASPI, I am a DEC 54 baby. My pension age has moved from 60- to 63 – 66. The government has made mistakes in the past but it will cost them dearly financially to resolve this matter. Everyone agrees on the basic principle of gender equalisation regarding Access to Pensions. But the implementation programme was accelerated without any regard for pension planning. Female military had to fight for years to get their rights to become mothers recognised. Does the government really think that that thousands of hardworking women who have supported the growth and development of our country are just going to let this matter fade away? Or that WASPI will ultimately fail? If they do they are in for a surprise and a government in the future will be forced to apologise and change legislation.

  33. The pension age travesty has created inequality between women.I was born in Jan 54. My friend who is 9 months older than me will be in receipt of the New State Pension in July 2016 aged 63 and 2 months while I don’t get mine until May 2019 aged 65yrs 3months and 19 days. 3 yrs 1 month later for an age gap of 9 months. My other friend 5yrs 4months younger than me will be in receipt at 66 only 8 months after me.
    How was this “sliding scale” worked out? Totally unjust and unfair. It’s incomprehensible.Thank God for WASPI. I hope that strength in numbers will highlight how unfairly decent 50’s born women have been shafted of their right to a hard earned and longed for retirement.

  34. I am one of those women severely affected by the pension equalisation change brought in by stealth in 2011. I was born on 1st May 1954 and I will not receive my state pension until I am almost 66 years old. I was given very little notice of this change – if any and certainly after the event, without sufficient time to make up the significant deficit in my income post retirement.

    The goal posts keep moving. My state pension quote, obtained when I was planning my retirement, stated that I already had sufficient credits for a full UK state pension, – 30 years (having worked from the age of 15 years) and I was expecting to commence receiving my state pension on my 60th birthday. Now this has changed and 35 years contributions are required and I cannot expect to receive it until I am 66 years old! By the time I am 66 years old I will have ‘lost’ over £50,000. Given the little notice (if any) I received about the changes there is no way I could have saved this amount of money from my normal salary in such a short time or made any alternative financial plans. I think this is illegal and amounts to robbery! We should have had much more notice or there should have been transitional arrangements to bring in the changes in a more phased way over a longer period of time. We have paid into OUR pensions, it is not a benefit it is our money!

    What incenses me further is that I learned that there were exceptions and that civil servants and MP’s had transitional arrangements. Why are they special? Surely if they need transitional arrangement then we all do?

    There are no transitional arrangements for me, and I believe that myself and the many other women born in the 1950’s have been illegally/ unfairly treated. There just WAS NOT sufficient notice for anyone to make alternative plans financial or otherwise.

    This has affected my retirement plans significantly, and will continue to do so until I am almost 66 years old.

    I am ever optimistic that the government will agree that there really has been an injustice here and do everything in their power to make amends for this travesty. I am sure there are savings somewhere that could be made to address what I believe amounts to theft of our pensions.

  35. I was born July 1954 started work at 15. Been in and out of the workplace taking time to raise a family and working p/t paying married women’s stamp. Became single via divorce in 2009. Became redundant from 2 of my 3 p/t jobs and and consequently lost my entitlement to Working Tax Credit as my hours were below the qualifying mark. Sold my house to release some capital to eat and heat and move somewhere cheaper. I now let my house to 3 lodgers who work in my town but live elsewhere. The rent paid by the commuters pay my bills. But I would like to live with financial empowerment that would allow me to live aged 61 almost 62 with independence and privacy in my own home. I do not wish to live upon the savings that I put by for my senior years until they are almost gone but allows me to claim state benefits . I would like the dignity of a pension like those before me and to be able to help my children and grandchildren without it being at the expense of myself. I do not have IT skills and suffer painful joints from years of manual labour and difficult child bearing. I have never been on state benefits in my life and live in dread of having to do that and be assessed by fitness tests related to going back to work in my mid 60’s. When I did find out my retirement age had gone up until I was weeks away from being 66 unless it has been changed again I was already a senior lady and it would be impossible to make me 21 again in order that I take out a private pension . The solution to leave thousands of women to struggle and drift into oblivion is to my mind a passive killer and should be recognised that living on pittance or nothing or the savings you put by for you or your children is not a solution and not acceptable

  36. I’m almost 61 ,retired due to illness ,my husband retired 2 yrs ago so we both live off his pension which I find totally unfair as I should be getting my state pension in my own right , but now I find I have 6 yrs to wait now this is totally unexecptabe they broke the contract not me ,had it been a bank that did that I could sue them , so we should be able to sue this government for stealing our hard earned cash , disgraceful living in poverty this day and age

  37. I have worked 45 years too. Born April 54. Live alone and finished work 2 years ago to look after my mother and grandchildren. I have no job and n8t a chance of getting one. Feeling angry and stressed and very humiliated having to sign on jsa

    • I know how you feel. I worked as a dinner lady for 25 years but I did three cleaning jobs, brought up my two sons, looked after my mum when my dad died, my husband then had a stroke and I became his career until he died a year ago. All I want to do is retire which I should have done, but thanks to the government I cannot do that until 2019. On top of that the bedroom tax could see me lose my house. Life is just not what I planned, so come on government, give as a break.

  38. Were we not worth the price of a stamp? If the pensions office had deigned to write to me in 1995, when I was 20 years away from retirement, I would have understood the reasons for raising my SPA by four years, and I would have been forewarned. I certainly would have carried on working another four years, and have thus lost at least £100,000 in potential earnings. Then in 2011 they compounded the agony by raising my SPA by another two years. This has completely ruined my retirement plans and my hard-earned savings are vanishing fast. The stress will probably knock a few years off my life, which no doubt will please the DWP no end!

  39. I too fully expected to receive my state pension at 60.I am now heading for 61 and I am still in the workplace.Paid into N I and taxes for 45 years.I have worked in 9 jobs and all of them were hard work,and still are.This government has let down 1000s of women in this pensions mess.How can we keep on Working beyond our time? It is a depressing situation for 1000s of women who should by be now enjoying their well earned retirement.

  40. I fully expected to be able to retire and to receive my state pension after working for many years as a registered nurse.
    I feel let down and very upset and angry regarding not being able to receive my state pension after working as many years of dedication to the profession.
    These changes have brought untold misery to women who have worked tirelessly and to be honest we have been badly let down.
    The government need to think carefully about the impact
    these changes will have in hard working people.
    It is a depressing situation for all.

  41. I was born in December 1954 and have worked since I was sixteen when I undertook an apprenticeship in Engineering. Whist I was accepted in a male dominated profession I did not receive equal pay, it was the 70’s after all! I took four years off when my sons were born before going back to work. By the time I retire I will have paid over 46 years of contributions. I now work in middle management at a university where the job is mentally and physically demanding. I often have to travel abroad for meetings which I am finding more stressful as I get older. At the end of the week I am exhausted and then faced with the prospect of the usual chores of running the home. Unfortunately very few women of my generation have partners who share the household chores equally, which means after washing and ironing, food shopping and cleaning I am lucky to get a half a day off. I have never believed that I should be supported by my husband financially and enjoyed having a career but the continual moving of the goalposts is just depressing.

    • I know how you feel. Whilst my job differs from yours it’s still physically demanding since I work in retail and stand all day, bad for the veins, as well as being exhausting. I was born in October 1954 and like so many others have had the goalposts moved, not once but twice. From 60 it moved to 64 and a half then as if this wasn’t enough again to 66.
      Can’t they look at the employment figures and see the benefits, not to mention it being the right thing to do, of allowing us what is morally our right? Jobs would be freed up for the next generation who are fresh and full of ambition. Like most WASPI women it would have been nice to have had the choice which has been ruthlessly taken from us.

  42. I was born in 1958 and finished work when I was 47 years old to live abroad. I did a forecast to take my state pension at 60. Although I only had 25 years contributions I was told the remaining 5 years could be made up using my husbands contributions. I only needed 30 years under the old rules to draw a full state pension. Since then my pension age has increased to 65 and then 66 and and then the news that my pension will be awarded under the new flat rate which means I can’t draw on my husbands previous contributions AND I find out I need 35 years contributions under the new rules. Add to that the fact that I worked all my life in the health service where I was contracted out of SERPS which in turn means that my flat rate pension will be even less. It’s criminal. I planned for my move abroad, I planned for a full state pension at 60. Now I will get a pittance when I am 66……if there are no further changes between now and then.

  43. I was born in 57 and have to wait a further 6 years whilst working in a physically and mentally demanding job. It’s not that many years ago that government and various other organisations were asking older people not to work on but to free up jobs for young folk. Also, it should be borne in mind that some of us have elderly, disabled parent who we would like to help to support before it is too late.

  44. The Select Committee Report published yesterday makes interesting reading with the scenario for taking a pension ‘early’ shown. WASPI will need to keep going until the fact that it’s Ministerial incompetence that has caused this mess and, that 1950s women aren’t left to pick up the cost of that incompetence over the lifetime of their state pension! We were not notified correctly and that fact is acknowledged in the report. We were not provided with enough time to re-plan our finances due to the speed of implementation.

  45. Thanks for your article and summary. I agree with those who feel that the Government has reneged on an agreement which wouldn’t be acceptable in any business transaction.I was only informed about the initial changes after requesting a pension forecast. I have a letter stating categorically what my pension age would be, only for this to be changed without consultation in 2011.I was not informed of this. The speed of transition has also amazed me-friends who were born a few months before me receive pensions years earlier. I hope that fair transitional arrangements will be made. I am concerned by the phrase ‘fiscally neutral’.

  46. Born 1957, was due to retire next year, had a letter sent out 2011, when someone pays over 40 years into the pension, then the right thing should be done and let the ladies retire. More young people will have the opportunity to start a job. To keep us going into older age would mean slowing down too

  47. Thank you for your article. I’d just like to add that I did not receive notification from either of the pension changes for women and have found out either via the media or the web. There are very many women who have had no notification. I am almost 61 and have another 5 years to wait for my pension. One other point I’d like to make, is that most women have no objection to retirement age being brought into line for all. They had accepted the first proposals and most would have happily waited until 62/3 or 4 to get their pension, but the latest changes appeared to be made by stealth and be very underhand. We ladies born in the 50s are just expected to sit back, shut up and wait!

  48. I think the excellently co-ordinated WASPI campaign has been a nasty and unexpected shock for the Government. Not only have WASPI enabled us 1950’s women to have a voice and come together, it has also meant some very effective lobbying has been carried out directly with both MP’s (cross party) and the media to highlight the flaws in the legislation. It has been so interesting following the evidence to the DWP Select Committee on the single tier pension/pensions in general, and even Tory MP’s are recognising the unfairness of the legislation and in particular the timetable of the 2011 Act. Why suddenly are those women born between April 53 and Dec 53’s pension age rising by four months for each one month’s date of birth? As your article explains it is creating huge differentials. WASPI are fighting for the common good of all these women affected, some will be getting their pensions soon, some will have to wait another 5/6 years. We all have families, husbands and children and friends, all of who are aware of this injustice – surely the Government have to accept they got things badly wrong, not least by the fact that these women were not notified directly of the changes in the 1995 Act and so the first time many were aware was a letter after 2011 Act just a few years before they were expecting to retire. I hope they will do the right thing, but I suspect if they do, it will be for the wrong reasons – i.e. the dawning realisation that this affects their core voters who will be punishing them at the ballot box.

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