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Hopes rise for early payments

Women hope for reprieve in pensions claim

pension pot 2Women affected by the sharp rises in the state pension age (SPA) may get a reprieve if MPs on a Commons committee get their way.

Many women have complained that the age at which they can claim their state pension was bumped up without enough notice for them to prepare.

This has forced many to delay their retirement. Campaigners say the government did not adequately publicise a series of changes to the SPA.

The 1995 Pensions Act lifted retirement age from 60 to 65 to bring it into line with men. The Pensions Act 2007 raised the SPA for all to 68 in a phased introduction between 2024 and 2046.

The Pensions Act of 2011 changed the SPA for men and women to 66 by 2020, but this was particularly unfavourable to women born in the mid 1950s who were due to retire in the coming years.

Women Against State Pension Inequality (Waspi) have demanded ‘fair transitional arrangements’ for those affected.

It is now gaining traction in parliament and in January the Work and Pensions Committee attacked the government over its failure to provide clarity to women about the changes.

The committee is now expected to recommend that some women are able to take early receipt of their state pension. It is thought a statement could be issued ahead of next week’s Budget.

The Chancellor has already had to forfeit hoped-for revenue from his planned pension reforms, and to soften the blow of this latest amendment adding to the bill the committee will argue that it will be “fiscally neutral”.

> As I See It: Women’s fury demands a re-think

> Women demand early payments: report published

Correspondence on this issue has re-opened

232 Comments to Women hope for reprieve in pensions claim

  1. Date to day is 11.03.2017.

    Are we any further forward with this Pension rip off ?
    I was born December 1954, when checked I had 43 years NI contributions. I am told I have to work till I am 66 years. I am still juggling 2 zero hour jobs with health problems.
    My husband died at 56 yrs (14 yrs ago) so he never saw his pension.
    Our pension is something we paid into.It is not a benefit.

  2. I’m 63 born in 1954 my pension will come January 2020 will they move the goal post again we need answers from no 10

  3. My mother has Alzheimers and I intended to retire to look after her. I’m now unable to do that and her care is paid for by the NHS at a cost of £1100 per month. All because I can’t claim my pension until I’m 66.

    This was not thought through by the Government.

  4. I should have been receiving my state pension having turned 60 in September 2016. I did however, at 49 get a pension forecast to make sure that all
    was in order. I would have been receiving 129.00 a week. So effectively they
    have taken from me 40,248.00 to replace it with 150.00 a week when i am 66. an increase of 21.00 a week which will take me 1916 years to get back disgraceful. I was made redundant 7 years ago was unable to get a job after applying for several. My Mother became ill with dementia at the same time my Mother in Law also became ill with dementia
    I cared for them both for 7 years never claiming a penny from the Social
    Services Although i was putting in the amount of hours required to claim Carers allowance. It was not just one person that i was doing the hours for.
    So was unable to claim it. I am now 60 suffering from the effect of caring for them both, and on top have arthritis in both hips.

  5. I agree with most of the comments above. I am one of three friends all born in 1953 (soon to be 63). My friend who was born in April 1953 is now receiving her state pension (and continuing to work in a professional capacity on a good income) in addition now that she has her pension she is not required to pay national insurance on her salary. I was born in October 1953 and my other friend in December 1953 – I have to wait another 2 years until just before 65th birthday for my state pension and my friend born 4 weeks after me December has to wait a further 3 years. I have worked full time all my life and my friends part time for many years, This is completely and utterly unfair (all those born in the same year should get their pensions the same year).

  6. I’ve just been reading through all the comments, when in fact I should be preparing for another ‘Back to School’ ( I work in education. In 2 weeks I’ll be 60, I should have been retiring and found out about the rise in retirement age only when I asked for a pension forecast. I knew it had risen to 65 (when I asked for a previous forecast) but hadn’t realized it would now be 66. As the wife of a career soldier I have moved many times but for the last 25 years have been back in the Uk. I have a full NI record with only 6 incomplete years, I am trawling through old paperwork to contest these as 2 of the years (in the mid 70’s I was a full time student at Uni.

  7. The whole country is affected with a ripple effect. First and foremost single women hoping to make it financially to their set retirement age of 60. Next we have couples planned their retirement together. Finally there is the knock on effect of millions ‘saved’ by the government but not now spent mainly on the service sector and giving people a less stressful and better quality of life.

  8. I hope all the people above have taken their grievance further than just writing here. Please, please, write to the Government about this, then you never know, we may all get a reprieve! To be honest, we have all been complacent in not taking action much sooner. I am writing to the Pensions Minister today. Lindy Barker

  9. I am 62 in July and I can’t retire until November 2020 when I will be 66. I left school at 15 thinking I would retire at 60 and enjoy family life and travel. What I shock after all these years working to be expected to work over and above.

    I have brought up 2 children and nursed my parents who had cancer. How much more to they want from us women? This government needs to think long and hard and give these women their entitlement.

  10. Sheila says

    Worked since 1972, very short notice on change of pension date from 60 to 66 . 62 this year worked hard low paid jobs , paid NI stamps and still paying! This government could start giving 50’s women the 9million used on a booklet for staying in the EU which hasn’t yet arrived …!! Maybe junior Doctor,s, disabled, 50’s women, 40% rise in homeless, 2156% (ish) rise in food banks should be some of the governments priority.!!
    I agree with Mrs Booth, my parents didn’t reach pension age either. Where does this 88 age figure come from that everyone’s living to?

  11. I too am very worried about my future having lost my lovely husband to cancer in2014 I am now alone . I don’t work as I was made redundant 8years ago and then cared for my husband who didn’t even reach retirement age. I am now living off savings and a small pension of£10-94 per week I only hope it will last. I am so proud of all who are standing up to this unfair treatment of fifties women. I was born October 1954 we need to fight to get this government to get what is rightfully ours

  12. I am aged 59
    Father dead at 50
    Mother Dead at 60
    No immediate family ever had a Government Pension

    Headstone will read
    David Camerons Government Stole my Pension
    ( Death Caused by Anxiety & Poverty )

  13. Born July 1955.was 60 in july 2015.Now heading for 61 this July.And still working.I hope this will come of,as after going out to work since 15 its time.Let the young ones,have a go now.The goverment say they don t know where to find the money to pay us all,well we have all payed into the system,so its now time to pay us out.I have payed in for 45 years,thats N I and tax.So i have done my bit and over.Its a disgrace.And as for that pensions minister saying to women who have worked all there life s to go and claim JOB SEEKERS ALLOWANCE he has some cheek.I bet his PENSION won t be CHOCKED UP.

  14. I was born in may 1954 my retirement age was move twice also i cared for my husband and receive £62 pounds a week.My husand died after he battled cancer September 2015 now on 73.10 a week, and have to go on jodseekers in September till im 66 7 mounth and 29 days old i really don’t know what i can do as i have my own health problems memorys not great so i would just like to thanks to this government for all the stress they are putting me under at a time when im greving for my husband im now also worried about paying my bills i have £20 leftover for food if im lucky. Im 62 in may and have to walk every were i go has i can not afford to pay bus fairs and come September i will have to walk 4 mile to jobseekers with cervical and lumber spondylosis my other option is stave, one thing looking on the bright side i dont need to worry about going on a diet

  15. I was born in December 1954 and worked and paid my taxes and national insurance since i was 15, apart from having 3 years off to look after my 2 children and was looking forward to my retirement at 60, but now its 66 when i get my pension, i am still working now at 61 , but i am so tired, don’t think i can work much longer, feel angry by what the government have done to us, with just a stroke of a pen i have to work another 6 years more. Its an injustice and i feel very let down, why don’t we all sit outside no 10 and just let the government see how many angry women there are. Guess they wouldn’t care as long as they are not affected.

  16. I am 62 in march 2016 and have to work till I am 65. Like many other women it is too long. My husband got discharged from cancer in june 2015 and a month after he got bowel cancer and I have to carry on working because we aren’t entitled to anything. The harder and more you work the government just walk all over you and treat you like you know what. It is very disheartening and I just hope to God I can keep fit to look after him and keep our heads above water, as if it’s not hard enough watching someone go through chemo

  17. I was 60 in May 2014 born 1954 now approaching 62 and don’t receive state pension until January 2020 when I’ll be almost 66. I have paid NI since 1969 more than ‘enough’ qualifying years. I like so many others have never received a notification of the rise in pension age, hearing it in the press and getting the date when I applied for a pension forecast but no explanation about the date of 2020 instead of 2014.

    The Government have stolen yes stolen our contributions and we’re being made to work longer to get what is rightfully ours, I work a 30 hour week because i can’t afford not to and live in a state of permanent exhaustion. We need WASPI and thank goodness for the campaign let’s hope the Government listen.

  18. April 1954 here. SPA Nov. 2019. Sign this WASPI petition to keep up the pressure.

  19. I was born August 1955 worked at 15 self employed had 2 children went straight back to work had to pay childminder got no help with childcare never claimed any benefits now have to wait till 66 why can’t we take the government to court over this they are in breach of contract is there a good solicitor out there who would work with us all and make the government pay,,we should also claim for the damage it has done to us all emotionally and financially .Is it not discrimination .Where are our human rights .

    • That is a good idea,if all the women affected by this outrage all payed £5 each into a fund that could be quite a large sum , because there is a lot of us , This could pay for the legal fees

      • Happy to pay £20 to get this to court. We should all chain ourselves to the railings in Westminster. Well done to Waspi but we could all do more to claim what we have paid in. Pension is not a benefit – govenrment need to understand this. Sick of the same story from them. We can’t afford it but we can afford their pay rise. Come on let’s fight this.

  20. We made a contract with the government when we first started working. We paid money every week for a fixed amount of time on the understanding that when we reached 60 we would be able to draw our pension. I did not give the government all this money for them to lend it out or spend it on something else. I gave this money on trust and now I want it back. When I’m 60, as agreed, over 40 years ago. Why should I pay for their mis-management? Oh, I forgot, I’m a woman. 60 next year, worn out and very, very angry.

  21. I’m going to be 63 this November and have to wait till 06 November 2018 -20 days before my 65th birthday to get my state pension having worked since age 17. My friend was born January of the same year as me and started getting her state pension November 2015. A full 3 YEARS before me even though we we’re born in the same year. How is this right, legal or fair??? On top of this I was made redundant last year and only have a small work pension which matures at 65. How is the government going to help people like me who through no fault of our own face financial ruin and enormous hardship and stress? IT’S JUST NOT FAIR.

  22. I was born in 1955 and have to wait until I am 66 to draw my pension. I have worked full-time since the age of 18. I think it is very unfair that we are being penalised for no fault of our own. We have paid the money in so should be entitled to draw our pension at least once we have completed 40 years of contributions. My husband will be retiring next year and I would so like to be able to have the choice of retiring as well and spending quality time together. There are plenty of young people looking for work who could probably fill the positions vacated by people who would like to reitre but can’t. We can but live in hope that the government will do a U turn!

  23. Hopefully it will be good for all women born in the fifties Fingers crossed I have to wait till I’m sixty six thousands of pounds the government are saving .I have 43 years paid in the pot ,it’s so unfair Ineed this money now not when I’m dead and buried x

  24. I always thought that I would get my pension at 60 born 1956 never new it had gone up the first time, what a blow when at 59 I got a letter to tell me I would be 66 before I got my pension, do you think they never informed us the 1st time because they new it was to rise again, can’t believe that at 60 I can’t enjoy my well earned retirement even if it was a smaller amount would be better than having to wait 6 more years ?

  25. Born in 1955 and have never been informed of any change to retirement age. Have got 44years fully paid stamps and now have to work until I am 66 having been told 60 when I started work, Health not good and struggling to work now, will never last another 6 years.

  26. Born 1953, worked since the age if 17yrs. Raised my family as a working mum paying a full stamp by choice in my 30 hour per week par-time job & planned financially with my husband for our retirement. My husband who is self employed, received his pension at 65 years but not been able to retire as my pension has been delayed!!! I became chronically ill four years ago which meant I was unable to continue working. Little did we know, like so many others, that we would now find ourselves in this financially compromising and worrying situation at this time of our lives. Neither of us have ever claimed benefits but we’ve had to sell our house and move to a smaller one due to the tens of thousands of pounds predicted retirement pension which has been denied me – like so many other hard working responsible honest women. Thanks to our great british government.

  27. The are so many of us in this dreadful situation. Mine echoes everyone else’s experience. Redundant, then a carer and absolutely no income at all from aged 57 till 66. Hard to find a job when you are caring for older parents. Plus to be fair I am too tired to do it all. I never received notification and feel this is the issue that should be picked up on.
    WASPI are doing a great job in helping the cause but too many women are still not informed especially if they do not use social media. Perhaps we could all spread the word where we can?

  28. I was born in 1957, worked from the age of 16, always paid full stamp, was looking forward to retiring at 60 . Had a pulmonary embolism, blood clot in the lungs last November, , I’m not over weight , don’t smoke and exercise regularly. I’m sure it was the stress of knowing I’m going to have to work until I’m 66, now on warfarin and struggling to cope with work, I work in n a busy supermarket, dreading the next 7 years, that’s if I live that long. Hate the arrogant and heartless way the government has treated waspi women xxx

  29. I was born in June 1953 and now have to wait until I’m 64 years of age before I receive my state pension, having worked full-time for 40 years and paid my full contributions. Like others I feel I have been robbed of my pension, which is my right not a gift from this Government. I never received any notification in advance of these changes. Like others I do not object to the equalisation of the state pension age, but just at the injustice and lack of transitional arrangements for this group of women. Thanks a bunch Ian Duncan-Smith – all heart!

  30. I was 60 last May, I have never been informed that I would have to work until I’m 66, I learnt this from other people, I always thought I would have to work until I’m 65 to have to work until I’m 66 is very difficult I. The job I do as its a very stressful job and I’m already finding it hard to cope with, I can imagine I will probably have to leave soon with no money coming in. I would be very surprised if the situation changes but it would be so good if it did. I’m sure most politicians do not have this problem so I don’t really think they care. I’ve worked since I was 15 years old with a few years off to have my children I feel I’m owed my pension that I have paid into all these years.

    • I believe MPs and judges, amongst another group whom I cannot recall are excempt and will receive their pension at 60!

  31. 61 now, born November 1954, my State Retirement Age now 66, November 1954, and like the vast majority of women, I was not directly informed of the rise in SPA. Worked all my life, paid full contributions – 41 years to date, and when I looked on the Works and Pensions website to check again on my SPA and contributions, it stated that ‘You cannot improve your forecast any further. You’ll still need to pay contributions as these fund other state benefits and the NHS’. Robbed once and now robbed again. It’s hit me particularly hard as I’m widowed, my Husband died aged 59 so never collected his State Pension, and as it stands at the moment, I will not receive one single penny of his hard earned, added to that, there is no widows pension either, this was abolished the year before my Husband died. I only received Bereavement Allowance which lasted for 12 months, and absolutely nothing since then (2007). I am so very grateful to the WASPI Women who are spearheading such an unjust situation with such poise and eloquence. Thank you so very much.

  32. Hi born in 1957 and worked all my life. Had to give work up this year due to stress and looking after my ill husband. We should not have this financial worry on us now. Just because the government made these new rules. How is this fair. So many women by sixty have health issues. Surely there should be something in place for us women that were not warned of this rise in pension age. Thank you all you waspi ladies for all you do.

  33. I was born in 1950 and I WAS informed that my date to receive pension was delayed by a length of time worked out by date of birth in relation to date I had expected to receive my pension. I had sent for a pension forecast and found I was a few stamps short after being an unpaid carer for family – I paid the remaining amount for stamps as not to do so would have made a reduction in weekly amount received totally out of proportion to amount unpaid. BUT, I was also told that paying more (NI stamps) would NOT give me a bigger state pension so those now working longer will be presumably getting no higher amount either.

  34. I was due to retire in January next year on my 60th Birthday. I have several health issues and I wonder if I will see age 66. Like so many Women, I was not informed by official letter by the government of the changes to the pension age. I only learned about it on television. Basically we have been ripped off by a heartless and uncaring government.

  35. I too was given no notice of delay in pension. I was born in April 1954 and am one of a group of woman born (Dec 53-Apr 54) who not only have had their pension age changed once but twice. When the pension age rose to 66 years everyone had to wait another 12 months, if you were born between those years mentioned you wait 18 months. Very unfair.

  36. I was born in August 1956 and will now have to work until 67 before I can draw my pension – as a transplant recipient I doubt I’ll reach that but it would have been nice not to have to keep working until I dropped! and whose to say if I do make it the government will not change it again??

  37. Born January 1954, lived at the same address since 1982 – no notice until a friend said ‘check it’ to find I have to wait until I’m almost 66!! I had to take redundancy in December 2014 and am now living off what should have been my ‘nest egg’ truly not fair! and I feel very let down, I was told to get a pension statement only to find I have 44 years paid up national insurance – surely after 44 years of paying them I should be getting something back in return instead of living on the bread line.

  38. Im 60 this year and feel it is a disgrace any of us born in the 50 s have to wait another 6 years for a pension we thought we were getting and have planned our old age around ,,like anything else we will only have our old age the once… we have been cheated out of our retirement fund ..and we cant all be wrong about the lack of notification, I also have lived in the same house since 1984, I cannot actually believe we have to explain to the government the effects of not getting our OAP any reasonably intelligent person knows the effects of no money!!!!!! there are no benefits out there for women that have worked all their lives and realistically what business wants 60 plus years workforce. Its degrading and demoralising , fortunately we did get the vote

  39. I am sixty three and not working because off ill health and on esa costing government more money when they could give me my pension just goes to show how stupid this government is

  40. So many stories the same as my own, born Jan 1954 with consequent ‘wear and tear’ and not a hope of getting another job. It heartens me to know that I am not alone. A huge thank you to those courageous determined ladies that started WASPI as without you I am sure many of us would just have continued to ‘lie down’ and accept this inequality and, in fact, criminal act against us.

  41. I agree with all of these comments, I too have worked all my adult life in fact I left school at 15 years of age and have worked and paid the full stamp ever since. I will be 62 in April and have another three and half years of work to look forward to after that. The first age increase I could live with but the last one is just totally unfair.

  42. Like others, I have been hit by two increases in the retirement age. I have absolutely no problem with equal treatment for men and women. My complaint is that I have never been notified of the second rise in retirement age. I worked for DWP for 34 years and so was aware of the first change, but I retired early on health grounds. Even if I had been notified of the second increase in 2011, I would not have had the opportunity to make provision for the extra wait because of the short time scale.

  43. 60 now of getting pension for 6 yrs. husband already retired so our plans are devastated. Plus only got one pension coming in ,he shouldn’t have to keep me ,why do we pay all our lives to get no peace of mind in old age ,I think they want you to drop off the twigg before you get anything keep fighting waspi women xxx

  44. The government send billions to the EU and pay child benefits to children not living here and yet we can’t have our pension that we are entitled to It is a disgrace

    • Yes agree! They can vote to fund £642 billion for Trident but say they can’t afford the so called £30 billion it will cost to pay us our pensions. This is money WE have put in the coffers for our retirement and is our due.

  45. I have paid 40 yrs NI, born 1957 and I have never claimed benifit. It’s appalling how we woman have been treated. If the Goverment wants to remain in power then they need to listen to us. We are the the voters after all.

  46. I too have been affected by the SPA changes. Like many women of my age, my husband is older than me and already retired. We always knew that I would be working for a couple of years after he retired, but then I should get my state pension (having always paid a full stamp and having in excess of the number of NI qualifying years). Should have been looking forward to some ‘quality time’ together, but now find I am supposed to work till I am 66, by which time we shall both probably be too old and decrepit to enjoy our ‘Golden Years’ and that’s if the Government does not raise my SPA again! It’s time for them to do the right thing and bring in fairer transitional arrangements. Worked hard all my life, cared for my family including two sets of parents, now disabled, redundant and unable to get a job or claim benefits as for the last few years of my working life I was only working part time due to my disability. Contacted my MP (Conservative) who only sent me a letter setting out the party line. He voted against the last time in House of Commons even though he was not there to hear debate. Also please can Waspi Women have a website. Lots of us oldies do not do Facebook or Twitter.

  47. I was born in August 1953. After having worked all my adult life I was looking forward to my retirement and had great plans but I am having to continue to work for a further 4 years 3 months (2 years 7 months of which I have already done) and it is getting difficult. I feel that I have been conned out of my pension which I worked towards for 46 years only for it to be snatched from me without any time to make alternative plans. I feel very angry that we were not informed of the change earlier. Surely this is breach of contract and I cannot understand why the government are doing this to us hard working 50s women. I do agree in principle with what the government are trying to do however to do it so suddenly without enough thought given to the hardship it would cause us is totally unreasonable. These feelings of bitterness, anger, frustration etc. is not good for our health is it ladies?!!

  48. I will be 62 In July this year. I have osteoarthritis in both my feet and had one operated on last August, the other foot will be operated on in May this year. Had I received my state pension at the age of 60 I would have been able to retire from a job that keeps me on my feet constantly. As it is I have had to remain in work and reduce my hours to accommodate the disability I have. If I am able to received even a reduced pension now it will mean I can stop work and concentrate on my health.

  49. I was born in May 1955. When I started work for a Bank there was no equal pay so until there was I was unable to start contributing to a Company Pension, so disadvantaged immediately. When my children were little I took 7 years out of work, so disadvantaged again. My Company pension was therefor going to be smaller than for a man. So should the pension age be the same for men and women of my age group.

  50. 60 this year and was not notified at all about the increase of age. My MP returned my email, with a bog standard reply, stating all the women affected were written to personally. This was NOT the case with myself and others I have spoken to! Have worked and since I was just shy of 15 years old.

  51. I was born May 1955. I was shocked to discover I have to wait until I’m 66. Like others, I had no warning. At first I was going to wait until 63 then the jump to 66 with no warning. Funding those extra years is a struggle because all my planning over the last 40 years was based on retiring at 60.

  52. Everyone needs to demand an appointment with their mp, especially conservative MPs and explain how the changes impact on their lives. They don’t know the details, nor do a lot of them care. They didn’t go to the last debate in Parliament but just went in to vote against the motion but it was close…..only 20 votes . They just toed the party line. MPs in marginal areas should be more malleable because if all the women in our age group and their families didn’t vote for them they may lose their seats. Make your voices heard ladies. Sign the WASPI petition on Facebook and Twitter . These wonderful women have been fighting on our behalf and need our support. My spa went up from 60 to 63 to 66 , a lot more than the 18 months the government says.

  53. I’m 59, born September 1956. No notification of State pension age rising from 60 to 66 until age 57. I found out when I phoned up to check how many years NI contributions I had. 39 years. I’ve lived in the same place for 30 years.

    I had to look after my elderly father three years ago and now have a partner with CLL Leukemia stage 3 who is so tired he sits all day every day. I have been struggling with poor housing, overcrowding, poverty all my life as well as growing up in severe trauma. My body is totally exhausted..I can’t go on past this September for another 6 years.

  54. My twin sister and I were born November 1953 so fell into this trap initially told we would receive our SRP at age 63 then Tory government came to power and it rose to 65 for us with no information being received however the new SRP due in April 16 which they said would compensate woman like myself who have lost out is not entirely clear you now need 35 years contributions rather than the previous 30 which thankfully I have however if you paid into a occupational pension there is a further reduction because we had opted out of seeps which at the time you did not have any other option so surely this is a form of miss selling they get you every way work all your working life don’t claim benefits and treated abysmally

    • I was born in Sept 1953 Janice, and was told many years before retirement date would be March 2017. Then the Tories and the Coalition raised it by a whole year to March 2018! I never received communication about this, found out by accident!! Someone born 8th April 1953 will receive their State Pension July this year!! How is that fair??

  55. I was born Sept 1953 & will be 63 this year & do not get my pension for another 2 years– March 2018.Like the other ladies commenting here everything I know about it I’ve read in the newspapers or online & I have lived in my house since 1976 (40 years) so no-one can say I got missed in the post,it is despicable to be treated in this way. This delay will have cost me nearly £30,000 in postponed payments, times that umpteen times for all of us & someone is sitting on a nice little nestegg somewhere. Add in those of us that will die before we actually reach retirement age & the pot grows even bigger! Three friends who are exactly 13 months older than me (all born August 1952) have been receiving their pensions since Jan 2015 how on earth can the ‘gap’ be so huge between us all? Thankyou WASPIx

  56. I started work at the age of 15 In October I will be 60 ,when I had my children I worked part time. I have paid NI for 43yrs
    I recieved a letter In 2013 stating that I would not recieve my pension until I am 66
    It is not true that women are living longer we are all individuals and some are healthy than others I too have friends who have died in their 50s . The New state pension can’t be built up like the current one . So that could mean paying into it for 6 yrs with no return and if you are in a company scheme (contracted out) £32 a week is taken from your pension because they state that you have paid less NI You need to have payed 35years to get the new pension I have payed 43 so we should be able to recieve it now . If we finished work it would make more jobs for the unemployed so reduce benefits which could pay the pension we expected to get at 60

    • I was in a contracted out works pension scheme so won’t get the new uprated State minimum Pension of £155.65 per week despite having 42 years of N, I ‘s , mine is reduced by £30 per week. Born in February 1954 , I won’t get my state pension till I’m 65 yrs 4 months and 29 days.iI agree with the age equalisation with. Men, but the the rate at which it’s being implemented is far too steep. Also I was not advised officially till 2011, AFTER I took early retirement.. Looking at the 1995 Act now , I would gladly accept those pension payment dates, in my case I think I’d have been about 63& a half, now I have to wait another 2 years on top of that. Most women have only been given 6 – 8 years notice to try and redress the shortfall, whereas others have been given twice that notice to do something about it if they can. Keeping women in work longer only deprives the young of employment. And God knows how they’re going to build up their pensions pots . I don’t belive Osborn will giving us women born in the 1950’s any good news in the budget either..

  57. I’m 57, with a serious heart valve problem but they won’t operate until it gets worse, so I can’t claim sickness benefit. I’ve worked all my life and brought up 3 children, (one of whom is still only 17) and done all the housework and took all the responsibilities of the children and the care of my sick and elderly mother. I am knackered, and will be lucky to make it to 60 let alone 67. I’m furious that this is being packaged as equality when it is almost always women who work full time and maintain the home and shopping and every other thing we are always left to deal with. THIS IS NOT EQUALITY. It will never be equality to women like me who have brought up children single-handedly, or who have partners who just work and nothing else. Us women have been encouraged, even forced to find jobs and fit in around the children, made to feel guilty all our working lives for not working – or working and neglecting the children, and now our hard-earned pensions are snatched away from us.

  58. Im 59 and only found out two years ago I wouldnt get my pension until im 66 Ive worked since age 16 became a single parent and still managed to send my daughter through Uni . I have a very physically demanding job in gardening and now find I just cant manage until im 66. Ive never claimed Benefits and refuse to sign on so am living on a tiny pension of just £60.00 which was saved for my retirement. It will be gone by the time I get the pension im entitled to at 66. So even then everything I planned for will be ruined. How did this Govt give me time to save more or change my plans for employment to make it possible.My parents at 90 years old are having to feed me So unfair !!

  59. I am sixty in 2 months. I had a double whammy. The bank I had worked loyally for for 25 years made me redundant 5years ago. So instead of receiving a nice pension plus state pension at 60 I get less than half.I have worked since I was sixteen and brought up 2 children and I feel very bitter.

  60. I was born in November 1953 and again had no notification of any change to my retirement date especially that from July 2017 to November 2018 but what really annoys me is that this has not been implemented in any kind of fair and just way. My colleague, who is 6 months older than me, gets her pension a full 2 years before me. I feel as if I have been robbed of £3000+ which I had planned to use to add to my savings. As a single parent with two children I was unable to save or join a pension scheme until my boys were teenagers so was relying on boosting my savings later on.
    I am looking forward to possible developments anxiously.

  61. I was born March 1954. I was informed of the first change which took me to 63 years and 11 months. I accepted this change. I too received no letter informing me of the further 18 months I would have to wait. This is what really annoyed me.

  62. I was born December 1953. Unlike some others here I did receive notification but only just before I was 60. I had to retire, fortunately able to get my small work pension, in March 2015 due to chronic health issues, having managed to keep working part time, beyond what was considered sensible by my Consultant. I am now having to sell my home to release some capital so I can survive, yet I have worked hard all my life in the belief that I would be able to retire at 60 and had financially planned for that. I am fortunate that I own a property (albeit with a mortgage) and cannot imagine how I would cope financially or emotionally without this safety net. As it is, the prospect of selling my family home is affecting my emotional and mental health. None of us should have been put into such situations. We have complied by paying NI all our lives only to see what is our due taken away from us.

  63. I never received any notification and then it was announced that those born after 1 April 1953 would have their state pension age raised again. So a double whammy, instead of receiving my pension in March 2016 it’s now moved to August 2017. Have been made redundant twice in the last few years and we’re now totally reliant on my husband’s state pension. This additional 18 months means I’m losing out on £11,000+. I have no objection to the raising on the state pension age for women but it has been done far too quickly and is causing a lot of hardship for many.

  64. I was born in 57 and expecting to retire next year, now have to wait a further 6 years. I work in the care sector and support people with complex needs, it’s a taxing job for anyone, never mind someone in their sixties. I have elderly, very disabled parents. All caring duties have fallen on my sister and I will not be able to help as I had hoped. This whole thing is a fiasco and is grossly unfair in which it affects 1950’s and early 60’s women.

  65. I was born in 1958, brought my children up without any benefits. My husband and I have always worked and never been unemployed. When our children were young he worked in the week and I worked weekends to make ends meet. I have had to suffer working alongside men earning more than me, paying more for my car insurance when I was younger because I was a woman. I have now 37 qualifying years of NI contributions and have been told I have a further 8 years to pay making 45 years of contributions. Due to the change in my pension I will be losing about £145,000 in pension payments plus 6 extra years of contributions. So suddenly after a lifetime of inequality I am now equal to a man?

  66. I believe that if this had happened to men there would have been a bigger outcry. Although I have never received any communication I was aware of the change. As I entered my 50s I thought I would be able to work the extra years, however this has not proved to be the case. I left my job nearly 3 years ago due to stress and my mother’s illness. I have obtained temporary work since but not a permanent position. I do not receive any benefits. In October I will be 60. I worked at various places and took time off with children (one of which is autistic) these pensions probably won’t cover a weekly shop! My husband is still working and supports me. I feel change occurred too fast and wasn’t phrased in. Friends three years older will receive pensions at 62 but I have to wait an extra 4 years. I have at least two friends who will not be collecting their pensions as they died in their 50s, both worked since they were 15. Not all people who paid into the scheme live to benefit.

  67. I am concerned that only women born in the mid 50s will benefit from this if there is a small victory. I hope all women born between 1950- 1959 will benefit from this

    • I hope so too I was born In 1956 and have got to wait 6 years that is the maximum but some women have only had to wait 18 months it is all so unfair the years of paying NI should be taken into account

  68. I’m 61 and have never been informed about the changes to my pension. I’m angry because I’ve worked most of my life since I was 16 and I should be able to draw my pension which I’ve paid for.

  69. I was born in November 1952, so have actually got my state pension now. A delay of 2yrs 8months from when I expected my state pension to kick in. I took early retirement, on a private pension which in no way equalled my working salary. I expected the lump sum aspect to subsidise me until my pension at age 60, it was carefully calculated and doable. I agree that by comparison to some I am not that severely affected having a delay of less than 3 years, but I was never told the age for retirement pension had been upped. Neither the powers that be nor my then employers told me anything about it. I paid in the maximum NHI contributions and never had a break from work since 16 years of age. I feel I was unfairly treated because of no communication, and the stress caused by the lack of income for those 2 and a bit years. Yes I know by some standards I was ‘better off’ but to have the goalposts moved without notification, having fulfilled my side of things by paying the maximum contributions needed is to me a ‘breach of contract’.

    • With you all the way, Rita. I was born a year after you but have to wait until a week befor my 65th, another 2 and a half years. Crazy and divisive, isn’t it?!

  70. My friend is 63 this week and gets her pension this week—– I’m 63 next December and have to wait three more years.
    Where’s the fairness in that!
    I hope there is victory and we get what we are entitled to.

  71. What does it mean by ‘some women’ I am 62 had to retire at Christmas to care for disabled husband, haven’t even got £62 carers yet and applied in December but getting my pension would be so much better

  72. Born December 1953; retired from nursing at 60 due to failing health, expecting to receive my State Pension this year but find I now have to wait for another two and a half years. My Registration has now lapsed and financial planning out the window. What now? Have joined the amazing WASPI Campaign and have everything crossed that a sense of fairness will prevail………

  73. I have worked since I was 16 year old. I have paid full contribution for over 40 years. I planned my finances on the bases I would received my state pension at 60. Now I’m told I have to wait until I’m 65yrs 7mths and 5 days. It’s disgusting the way the women of the 1950’s are being treated. I have been advised my the department of pensions that I could apply to sign on. Which I will never do. Seeing my MP today, maybe he will have the answer on how I care for My self for the next 3+ yrs with limited income.

  74. I was born in October 1953 and have now to wait until July 2018. My friend born jan 1953 got her pension last nov so bring 10 months apart in age means a difference of over 2 and a half years pension!!! How on earth is that fair? I have worked all my career as a nurse and finding the thought of carrying on with the physical work involved very daunting!!
    I hope this government are not expecting all the thousands of women and their families to vote for them??!! Let us get what we paid into for all our working lives and not be treated in this disgusting degrading manner. Thankyou WASPI

  75. I was born July 1956 and have never received any notification about the changes in pension age. I will be 66 before I am able to claim it. That means missing out on over £30,000! I had to take early retirement in 2013 due to health problems brought on by stress of looking after my daughter and her family when she had post partum psychosis after the birth of her son. This pension is due to me after keeping my side of the deal, but the government is ducking out of keeping their part.

  76. Born in 1955 I fully expected to get my pension at 60 .My husband had two heart attacks last year , and had had to go back to work part time .If I had got my pension he could have given up work.

  77. Born Feb 1955. Have lived at same address for 30 years. Have never had any notification from DWP. Also does anyone know if getting a bigger Pension on your husbands contributions (which DWP told me many years ago) has been done away with??
    If true this will also impact greatly on a lot of women.

  78. I was informed of this change, but only 12 months before I was due to retire. I am 63 this year and have to work until 2019, I like many others born in the 50s was looking forward to retiring at 60. I have work since I was 15 and the only time I was out of work was when I was bringing up my 2 kids. I am not in good health but still have to go out to work for another 3 years. I work part time now but don’t earn as much as I would if I was receiving my pension so to me it feels like a double whammy as they are robbing me of the money I should now be getting.

  79. I was 62 last September and should have been able to retire at 60, end of! I have 45 qualifying years to get a full pension but still have to sign on every 2 weeks, even tho i have a brain tumour and controlled epilepsy! It’s a joke!

  80. Very pleased for anyone who will be able to get their pension now but are they thinking they can passify us with a token gesture for a few in the hope the rest of us will go away? I am 62 and have got to wait another 3yrs 3 months.

    • I agree , I too am glad for anyone getting a reprieve but I was born in 57 . I started work a week before my 15th birthday and apart from 4 months maternity leave I have worked all my life and expected to get my state pension at 60. 45 yrs of working and paying national insurance and then they change the goal posts and add another 6 yrs. ? No wonder there aren’t any jobs for the young if we all have to work longer .

  81. Born August 1955. Had no notification about pension age changing only found out when talking to a work colleague when I was made redundant aged 58. Thought things would be fine as I was to reach 60 in 18 months and after working for 40 years I coukd then retire at 60.. no chance. I am now having to rely on my husband to keep me how unfair is that on both os us. This is daylight robbery on behalf of the Government. Why were we nit informed early so we could at least try to do something to siften the blow. This Government have stolen my pension rights and I want it back.

  82. I have worked since I was 15 part time then full time since I was 17. I have had no official notification of any of the changes and have had a NI statement saying I have 43 years of contributions already. I was 60 in May 2015 so now have another 5 years and 2 months before I get my state pension. I knew about both rises in SPA from the internet only and am fuming about the extra year tagged on. I feel men and women should have equality so can not really argue with 65 for all BUT the extra year really rankles. I have had to cut my hours to 4 days now due to bad health which is getting worse and can not see how I can work until 66 in the sector I work in which is care. I think I will finish caring then need a carer myself at this rate! I am considering full retirement at 63 and cashing in my private pension to fund the ability to live while I still have some quality of life. I see a poor miserable retirement living on state pension only as will have used up my money by then but the thought of trying to work until 66 while MPs retire earlier is so unfair. I see a future of people dropping dead in work thus saving the need to pay them a pension and wonder if this is the plan? At least I have an option, though it is not a big pension it is enough to pay me 3 years wages some have no options. The tax man will take his cut though so I will go into draw down and limit my tax bill. I do not think this government will back down as they do not even listen to House of Lords anymore – they think they can do what they like – we live in a dictatorship now!

  83. I had already calculated that I could retire early with my anticipated SPA at 60 – my job was very stressful and I was working at least 60 hours a week (paid for 36!!!) and so I did- only to get a letter a few months later advising my pension age was now 64- I had not been told it had risen in the 1995 act. I cannot claim, nor would I want to claim benefits as I have small work pension that was paid out at 60. But the consequence of this act is that my savings- meant to give me some quality of life in retirement-are dwindling- it the above does not happen it will be £26,000 taken away from me. I totally agree with the equalising of the pension age – but we should have had sufficent notice- my personal opinion being ten years. I have tried to help myself by moving 100s of miles away from my home- but that, though helping me financially, has made me so isolated and depressed.

    • The Government should have to sit down and read these stories – so sorry Justine, that’s appalling. The fact that so many thousands of principled, hardworking women have been so adversely affected is a source of shame in what is actually a wealthy country.

  84. I was born in February 1954 making me 62 now. I was never sent any information prior to reaching 60. since the age of 60 I have tried 3 times to get the exact date I would expect my pension and how much. I finally got that answer on 4/2/2016. I have paid 44 years of National Insurance and have to wait until I am 65 and 4 months. I am in catch 22 now as the job I did was too stressful and high pressured so I resigned and took my private pension (with penalties as I retired early!)which means I am not able to claim benefits(I have actually never claimed benefits in the 44 years that I have worked).

  85. I was born in 1954 have arthritis and a double hip replacement and still have three and a half years to wait for my pension my husband is ten years older than myself and we expected my pension to start at sixty, in fact I have got two pension forecasts to say I would and how much I would get. I paid a full stamp for 39 years to make sure that I did. I have received no notification of the change of my Pension date. How is this legal or indeed morally right why is this country not looking after it’s elder members as promised. Also I was given no time to rethink or look into investing in a private pension etc. to get us over this shortfall. I have worked every day since the age of sixteen and now when I need what I paid into I am told that I was lied too. If the Government was a private company I would be able to go to Court regarding this surely. Therefore, I feel we have a very good cause to fight for and I thank anyone that is helping us.

  86. I reach age 60 in November. I have a full NI history. Unfortunately I had to give up work last August due to ill health. I’m really hoping that they reverse spa for women so that I will no longer have to claim ESA (which I’ve only just started claiming)

  87. Born June 1953 did not know I would not get my pension at 60 until I tried to apply for it, been told I won’t get anything until I am 64. I retired early (54) due to disability and have gone through all my savings, still more than a year to go before I get anything. Absolute disgrace.

  88. I left school at age 15 in 1967, we were all told that we would be retiring at 55 in the wonderful world that was to come. Yhe 1st lie. In the 1970 and 1980s we paid SERP which was supposed to be a rimg fenced fund to pay for our furture pension .. that money was spent to fund tax cuts for the wealthy. I was not aware of the 1990 ammendment and my understanding of the later changes is that they would kick in from the 2040s.Which in effect would have given people born up until 1980 the retirement rights as people bourn prior to 1950 had. I have friends who were born in the mid to late 1960 and who have worked cntinuously since they left school but who now have health problems. Again for most of that period they thought that they would be retiring at 60 but are facing the daunting prospect of having to work for another 20 years regardless of their health (remember that there is now also a war on the sick and disabled .. and this seems espcially targetted at people who have worked prior to becoming unable to work with people in the 50 and upwards being ruthlessly victimised by the assessors) Often to the point of starvation or death..

  89. The acute rise in State pension Age for women who had planned to retire at 60 was a travesty and unjust. The increase should have been far more gradual. I am only 58 but severely disabled with a degenerative spinal condition. At age 60 I would have received my company pension and State pension. I am now forced to live below the breadline. I received the letter two years ago: For me it was a near death sentence. I know that my savings will not last until I receive the State pension and the other is only £40 week. Nevertheless I am happy that those who had already planned to retire may have their lot improved.

  90. I was informed in 2014 that my state pension age has gone up to 66 so that now means I am having to work another 9 years before I can retire I am 57 now but with my failing health I don’t think I can do it
    I also have a small private pension that I can have out at 60 but because I am having to still work after age of 60 3/4 of it will go in tax as I will still be working
    By the time I retire at 66 I will have worked 49 years paying full stamp but won’t get any extra for 14 years extra stamp I have paid
    The whole thing is totally disgusting

  91. I am March 1954 born and can expect my state pension 6 months after my 65th birthday. Frustrated and infuriated and also disenfranchised having an MP who is Speaker of the House of Commons. Keep up the good work WASPI.

  92. Many of us born in the 50’s have worked since age 15/16, having not had the benefit of freely available further education or University. We were also subjected to unequal pay and unequal career opportunities. Often, if we returned to work within 6 months of child birth, were frowned upon by colleagues; so many of us remained at home until our children began school and often took ‘lesser’ jobs to fit with family life. Many of us have cared for elderly relatives, supported husbands to further their own careers and continue to do so. We have been a quiet and peaceful force that has helped this country to maintain stability and growth. We have not been responsible for the financial crashes or getting into wars. It is very wrong to treat us in this way and I hope that the Government will play fair and review this dreadful situation.

  93. I was informed of the changes – twice; once increasing the age to 63 and the next to 66. This was after they said I wasn’t eligible for any pension because I hadn’t enough credits. Once I’d sent them all my P60s they refracted. However my pension arrangement was Equitable Life. Not a good time around then.

  94. I was born in 1954 and fully expected to retire 60. Only when asking for a pension forcast did I discover I can’t access my pension till 2020. Nobody informed me at any time that my right to retire at 60 had been stolen by Cameron and Osborne. And that is effectively what this present government has done. Stolen my rights..

    • Not just stolen our rights but stolen our money, about £30,000 by most calculations. I just hope those who voted for these rich Tories remember next time there is an election. They’re looking after themselves and their City buddies and the rest of us are peasants to be laughed at!

  95. This is one of the most unfair things in the history of pensions! Women born in the 50”s’ paid into’ the National Insurance scheme, it is not a benefit! If it was a private insurance company they would be made to pay for mis-selling. The Governmnt should not be allowed to get away with it!!

  96. I am not holding my breath ,, i was given no notice either after working over 40 years .. was made redundant and not been able to find paid work since, i do volunteer but get no help from anywhere as my husband works, he earns low wages so I hate relying on him for’pocket money’ after having supported myself all this time.. this government is totally wrong

    • So much for female emancipation and women’s rights. I feel so sorry that after all your hard work, you are being reduced in this cruel way. Perhaps you can use your initiative to make a bit of extra. Make some thing to sell, or do some cleaning for a respectable older lady, perhaps you taught and could do private tuition at home.

  97. I will be 62 in April this year and I am so angry that all my retirement plans have swept away. I just feel sheer resentment at the way women of my age have been so poorly treated.

  98. It’s a disgrace I like many paid into the pension worked all my life! I Didn’t come here from abroad and claim all sorts free!
    I saved, planned for retirement for all my hopes and dreams to be smashed by this change in age! WASPI keep up the fight please! And Mr Cameron and co! Give us workers our Oensiin pot back! We worked for it, paid into it in good faith! You’ve robbed us!

  99. I was 60 last September and lived at this address since 1984 and haven’t received any letters advising me of pension dates being moved further and further. At present I’m recovering from a heart attack when I should be retired for the last 6 months. Now feel under pressure to return to work for the next 5+years. Wish I’d gone into politics earlier in my working life!!!!

  100. I was born in 1954 and fully expected to retire 60. Only when asking for a pension forcast did I discover I can’t access my pension till 2020. Nobody informed me at any time that my right to retire at 60 had been stolen by Cameron and Osborne. And that is effectively what this present government has done. Stolen by rights.

  101. I was most angry about asking the DWP for specific information re qualifying years and getting back a reply ‘ It hasn’t been set yet, but keep watching’ only to find that it was too late, as I had already left work, and at a very late stage the Government announced it would be 10 qualifying years, which took me out of the pension entirely, whereas under the old scheme I had about £30 a week. Not only that but when paying the reduced rate to fund my childcare, I hadn’t realised that being remarried negated any of my first husbands contributions to a pension. So I feel I’ve been let down more than once!

  102. I was born in December 1953, my friend was born in March 1953, she can claim her state pension this month when she is 63 years old but I cannot claim mine until I am 65 years and 2 months, where’s the fairness in this !

      • I too was born June 1953 and find it wholly unfair that people who left school at the same time as me , therefore have worked the same number of years , but were born early in the school year are already In receipt of their state pension and , dare I say it , Bus Pass , which has also been deied us

      • The only change could be if we 1950’s ladies get lucky and they introduce some transitional relief. They definitely won’t delay our pensions date any further!!!! Richard Graham MP acknowledged in the House of Commons that our state pension age was raised too fast and when asked whether they would be addressing this in the Work and Pensions Select Committee report he replied that they would, so fingers crossed!

  103. I was 60 in December last year and have never been notified about the changes. State pension is needed now, not in 6 years time. I worked all my life expecting to get my pension at age 60 only to hear through the grapevine that the regulations had been changed.

    • Also Dec 55 with 6 years added. No notification ever. Government gateway circa Jan 2016 showed SPA as 60. Two friends similar age divorce and neither of their solicitors picked it up. Cost me £40k
      Nurse. Riduclous in future do you want 70 years old midwives?

  104. i was born in april 1958 ,was hoping to retire in two years but now i have to wait till im 66 ,i dont think its fair .

    • Hi Susan, I was born 1957′ 59 now and originally been retired next birthday, fingers cross. We have paid into retirement for a very long time, we have worked for it

      • Hi I was born in August 1958 and have worked since age of 15 I have brought my children up on my own and worked didn’t get help from any benifits always paid full stamp I am still working I am up at 3/30 every morning to go to work 6days a week my knees are getting done in I suffer with back pain every day but yet I can’t afford to be off work as I am on low wage I am sure I won’t reach the age of 66 to retire so what will happen to the mony I have paid in all my life?

  105. Born 1953 not allowed to retire until July this year. Have paid in 45 years NI and have that statement of proof from the DWP which takes into account the years 2014-2015 yet I still can’t retire. I found out about this retirement date because I checked online. Suffering now with various debilitating health issues including severe degenerative osteoarthritis. I need to retire NOW.

    • I sympathise but I was born in 1953 too, only in October, and I can’t retire till July 2018! Outrageous. I knew the date had been changed to retirement at 63 but this additional 18 months whacked on top is wildly unfair. And the fact that so many are complaining of ill health gives the lie to the government’s propaganda and policies that people will increasingly have to work longer. Some will be healthy enough but many won’t be. Frankly, they just want us to die off!

      • Exactly Ann the government are hoping we all die before reaching pension age. I wrote this very remark in an email to my MP Sir Alan Haslehurst and he was quite annoyed by my remark, replying “I am somewhat taken aback by the contents of the first paragraph. I realise your strength of feeling, but it is really quite disgraceful to suggest that the Government hopes that people will die before their pension becomes due” I personally find it quite disgraceful the way we have been treated. The Government have not got a clue in the real world.

    • I am April 53 and have just reached SPA , BUT I paid the Married Women’s stamp. I worked over 30 years but only have 4 at full stamp so don’t qualify for any pension. I’ve been advised I will get a CONCESSIONAL pension of £71 per week WHEN my husband is 65. I worked full time with 2 kids and paid all my own childcare costs, My “small” stamp was £ 900 one year!! Yet women who could afford to stay at home have been given years of free credits. I don’t know if most of the pension I am due to receive will be snatched back from my occupational pension!! I may only end up with approx £17 per week.
      This is not rewarding hard working families and does not demonstrate the “fairness” for which our society is renowned!!

  106. Like many had one date to retire as enough full time stamp contributions. Taking early retirement thinking only 2yrs 6 months to work. Horrified to find my retiral would be a further 4yrs added on. My small pension is not enough to live on and as a single woman have to work to pay my bills with less than perfect health all age related. I serve the public as a Nurse and have done for 40years now. No fat cat pension for me unlike other public servers. I do believe in the equality but the speed and leap in years is unjust and discriminatory to all women born in the 1950’s. Women who paid a small National insurance stamp and cared for family members saved the tax payer millions should not be penalised either. It’s blatant sexual discrimination and I thought we had laws against that.

  107. I am 61 and have worked from the age of 15 and through bringing up two children. We have never been given any help from the government in assisting us as the younger people have. Our pension money has been used to pay the older generation pension so there is none available for ours which is why this was done this way. I think the government expected us to just sit and take it and i am so proud that we have not done that.

  108. I agree with everyone else. I started work at 16 and was told that my retirement age was 60. I’ve worked full time my whole life! I found out it had risen to 62 when a friend told me a couple of years ago. I now find it’s 66 (again, I found this out by default – thank god for Facebook).

    I will be 61 in two weeks time. I left my job last August (due to stress related ill health). I’d hung on as long as possible but didn’t want to damage my health any further. I thought I would somehow manage until my 62nd birthday! To then ‘discover’ it had risen again to 66, was devastating news. I now have no income whatsoever and am having to rely on my partner.

    One of the ladies above, hit the nail on the head. Equality is great and is definitely the way forward. However, the majority of ladies born in the 1950s had no equality for most of their working lives.

    This is grossly unfair and no human being should have their pension age increased without at least 10/15 year’s notice prior to the previous retirement date.

  109. Am praying that something will be done to address this issue. As a woman born in 1954 and finding myself having to retire because of poor health and with no prospects of being able to work again and like so many of us women born in the 50’s have worked in mainly low paid jobs with very little opportunity to pay into occupational pensions, have been forced into taking equity release on my home to enable me to live. The stupid thing is that because of not being able to work, I will not be paying income tax or national insurance, which when added up would not come to much more than my predicted state pension would have been if I had received it at age 60.If you also add on the possibility of claiming ESA, then financially the government is in fact out of pocket. Also this issue also effects women’s partners too. A couple with a slightly older partner,who now have only one person eligible for SRP will also be facing financial hardship. Like most of the women born in the 1950’s have always worked hard and not claimed benefits and then government feel it’s ok to change our retirement age 3 times, and withhold our pensions. No wonder so many people are confused about when they can get their state pensions. Disgraceful way to treat us. Must be put right immediately.

  110. Born in March 1954, haven’t had anything from anyone about my pension age being changed, found out about it in the media. Have now join WASPI groups on facebook and twitter.

  111. Worked since I was 15.5.when I had my children could not go back to your job child care or nursery places available.took part time jobs when I went back to work could not join works pension then pension dates have changed from 61.5 to 63 and 10 months to 65 and 4 my friend who is 9 months older then me gets hers over 2.5 years before does worry me how they could sort something out for just some women though.I would be happy to accept if they took my last change of 18months away and kept my pensipn to 63 and 10 months

  112. I have been given 7 years notice of the last change, not ten, as recommended generally in all other cases. Born March 1954, pension forecast I requested in 2010 said 64 & not expected to change. 2011, 17 yrs after the first change I got the first unsolicited letter from DWP stating my SPA was now 65 1/2 yrs. My husband took early retirement at the end of 2007, I believed then that my SPA was 62 1/2 yrs, ( my father died aged 40 yrs, I also have high cholesterol & my husbands father died aged 54 yrs, hence our decision). I left my job in 2008 after nursing my Mother until her death & was in no fit mental or physical state to return to work at that time. I have to rely on my husband financially now, haven’t managed to get a job and because I have a tiny NHS pension , I will have approx £6 per week deducted from the new flat rate ….when I finally get it. Almost all our savings will be gone by then. Why did we bother? I also have to wait until 65. 1/2 for my bus pass, when a person 1 yr & 1 day older than me gets theirs at 63 yrs. Women born at this time are being made to take on this disproportional financial burden just because of their date of birth. We need fair transitional arrangements. We were not given enough notice of these sudden changes.

  113. Had my pension been left at the first change of 62 and 10 months that would have been acceptable but to have it changed to 63 and 9 months then 65, 2 months and 10 days is utterly unfair. My neighbour born in January 1953 received her pension at 62 and 10 months, I was born December 53 and have to wait until 6 March 2019. Where’s the equality in that?

  114. I was 60 in August and unfortunately not been able to work because of illness for quite some time now. I turned 60 last August and until I heard on the news and read on the internet that I had to be 66 now to retire I knew nothing of the raised age to 66. My husband who has already retired and I thought that I would be retiring around the same time as him and would have been able to retire without having to fill in the endless forms to claim some benefit. I worked hard for many many years and had two jobs at one point and feel so let down not only because I can’t relax with my husband because the DWP are forever on my back about going back to work!!!! If they had kept my retirement age at the age I always believed it was then I could be retired now and not getting anxious every day about when the next round of forms is going to appear and the next ATOS interview and then having to go through appeals to prove I’m not fit.

  115. Transitional arrangements are grossly unfair to women born after 1953 in particular. Born May 1953 = SPA November 2016. Born May 1954, as I was, SPA January 2020.

    • I’m in the same position, born May 1954. It’s outrageous. Second meeting with MP scheduled for this afternoon. Interested to hear what the latest government thinking is!

    • I agree with you I am September 26th 1953 so have to wait until March 2018 If I was born before 5th of June 1953 I would get State pension November 1953 . How can 6 months make 2 years difference . I have 41 years of contributions.

      • Same here, born December 1953 have to wait until 2019 !! This is so wrong, I have been on my own for 25 years and worked 24/7 never had a penny only what i have earn’t.Bought up 2 children with no help from the gov,i am now
        living off my savings , how many times do i have to downsize before i am on the streets?? my savings won’t last forever. We have been treated with astonishing lack acknowledgement for our contribution to the wealth of this country,and the contempt with which we are held by the pensions committee and the governments is disgraceful. They should remember that we did not squander our pension pot. They should be brought to task.

      • I was born 1958 and my pension age changed from 60 to 66. I do agree with equality but as everyone else says it’s the way it’s been done that’s so unfair.

      • Ditto. Born Feb 54 I get mine at 65 hrs 4 months & 29 days!. My friend who is 5 months older, born Sept 53, gets her a full year and 4 months before me! And another who is only 17 months older than me is already in receipt of hers since last March ( in 2015) – meaning I wait another 4 years and 4 months! Where’s the justice?!

    • Definitely Christine, ladies born before March 53 are in receipt of pension now whereas those born after have been totally shafted. I was born sept 53 and have to wait until March 2018. How could anyone think it would be fair make such sweeping changes. Keeping my fingers crossed for a good result for everyone

    • I agree Christine, I was born May 1954. I have lived at this address for 20 years and never received any letters informing me of the change to the pension age. When I first heard it was 64 years I was not happy but thought okay I can do this, only to hear again by word of mouth that we had another 18 months added on? That is not on. Working in a physical job, on my feet all day don’t think I’ll make it to 65 years and 8 months. Grrr

    • I totally agree Christine, but we have all put our views across so strongly, we can only hope that due to wonderful WASPI and our individual lobbying we get a fair outcome. I find this whole April 53/1954 thing unbelievable in terms of the unfairness of the delays it produces. Whoever thought of that timetable was not doing his/her job properly and the fact that when the 2011 Act was voted through Westminster the MP’s did not fully understand the implications says it all really. Interesting that Steve Webb Pensions Minister at the time is now saying he was badly briefed by Civil Servants – how about taking responsibility instead?

  116. What is going to happen to women born in 1960 I feel equally let down as much as women born in 1950s, plans for retirement are out of the window and I’ve never been notified from DWP do they think we are mind readers! Only found out through the wasp campaign. I am 56 years old and unable to carry on in the job I did and am totally dependant on my husbands private pension a terrible position to be in

    • Same here Jude, born Aug 1960. Worked all my life, no kids, not married, lost a huge chunk of my personal pension pot thru the Equitable Life fiasco (got £138 compensation for losing over ten thousand!!), will lose about 20% of the new state pension payment due to contracting out during the 80s, and have just found out my SPA is 66 years and 5 months!! Did everything right according to the rules but now find I will be significantly worse off than someone who has never worked, and that I have to work an extra 6.5 (almost) years to be so – what an absolute disgusting rip-off by the State. VVVVVVV ANGRY!

  117. I do hope that this is agreed. Born in August 1954 I feel I wasn’t given enough notice to make any meaningful plans and with an elderly parent and ill health myself after working continuously for almost 46 years I am more than ready to retire

  118. Also born in 1954, have worked since I was 17 only took couple of years off when I had the children then back to work, was looking forward to retirement at 60 no chance!!! Am so annoyed over it all, now I have to wait until Im 66 years 19 months and 19 days, go figure that one out!!

  119. I am due to get my pension in July 2026 that’s after working for 48 years. I was not informed of any pension change to 63 and a half years. When you reach pension age you do not pay national insurance if you are working so we have also been didled over that as well. We cannot get our bus pass either until we are in receipt of our hard earned pension. It’s disgraceful.

  120. I am 61 and got my letter of notification regarding my pension not even 2 years ago.i am to get my pension at 66.paid in 42 years contributions.fully understand the need for equalisation but appalled how we never got informed and the transition was not staggered fairly.gave up work to care for my husband who has passed..cannot claim jobseekers till I spend what savings I property is in need of repairs I spent on my property or do I use it to disappointed and feel betrayed and robbed for I have always worked

  121. Born October 1954 I too like Shelagh took early retirement before the second delay was announced. I have not received any notice of the changes. The first change I found out by chance and the second via the media. It is the lack of time to rearrange finances that is causing me problems. Luckily, I can downsize my property to cover the difference but that takes me back down to the bottom of the ladder! It’s the lack of communication that is unfair. I expect there will be very few who receive any compensation.

    • That’s so unfair. Why should you have to downsize your property after a lifetime’s hard work? Let’s hope we 1950’s ladies get the outcome we so deserve – but not sure how they will implement it – as they need to be fair to all affected.

  122. Im not 60 until August this year so my retirement age is 66 now. I started full time work a month before my 15th birthday so have already worked 45 years this July, only got another 6 left, don’t think the body will hold out that long

      • Its not just us is it? I wish Mr Cameron would try and lay 2 x 3 slabs for the day at 63 like my husband is doing today and say its ok to work longer. He is worn out, knees have to be strapped up as cant afford the time and money to get them sorted being self employed. Had to pay ourselves 10 years ago for a back operation to save the wait. Think we’ve done more than our share.

      • Yes I’m the same, ,they have moved the goal posts twice, why are we having to take this, the government haven’t given us any consideration at all!

  123. Having worked full time since aged 15, being widowed and losing my husbands pension 13 years ago, having now to work full time for another 6 years is cruel ! I am 60 on 18th March and it won’t be the celebrations I was hoping ?

  124. i hope that he will amend it and i can now stop and spend more time with my families but it nay be wishful thinking .

  125. 61 now and finished a well paid City job at 60. Now in manual work at minimum wage, but have fallen foul of a work related injury. Trying to find something else so I can pay my rent and live, and there’s nothing out there, or 100+ applicants or zero hours contracts which means I can’t guarantee my rent. No workplace pension. No idea that I wouldn’t get a state pension at 60 and tearing my hair out – I have no idea what to do.

  126. Born January 1955,I have had no notification about the pension rise or a forecast from the DWP,I lived at the same address from 1991 to 2010,then informed HMRC OF NEW Address being self employed at the time this was indeed what we had to do.I have COPD. arthritis in hips knees spine,two crushed discs lower spine,Sciatica.and they are telling me I have to work till 66.I do not think I will reach 66 due to my illness,and if I do I will not survive for much longer passed that age.This is nothing but theft,of a certain group of people and broken contact with those people.I have worked most of my life,being mainly part time due to raising 4 children,then full time once my youngest had left school.Who now are paying into the system.It is heartless and illegal what this Government have done to us.Finding it hard to get by on my husbands low wage.Somebody needs bring to task for this.Irrate is not the word.

  127. Born in August 1954 I have had my pension date moved twice. I was prepared for the first ‘hit’ but not the second. I took early retirement with my small occupational pension before the second delay was announced which has meant a reduction of my occupational pension. I’ve worked since I was 15 years old. I’ve never felt so let down ….

    • Shelagh I am in exactly the same position born March 1954. I am extremely annoyed at this injustice and feel it s definitely time measures were taken to help us and the thousands of other women like us. The phrase “some women” is rather worrying though. Have you joined WASPI campaign, run by a group of women who work tirelessly for this cause, they deserve the support of all women in my opinion and not just the ones affected. Do check them out on Facebook- if I am preaching to the converted please accept my sincere apologies

    • I too worked FULL time from the age of 15 (43 years ) i never had children so did not even have a break. I had a small private pension which i decided to draw at the age of 58 to spend time with my hubby who is older than me and gets his pension. I hear women say they only want what they are entitled to but i have the opinion that some women never worked but still draw a pension. The new system will however make that fairer because they will get less. I just hope the women who actually Paid into the system are the ones who gain from anything that comes from this debate

      • I totally mirror image you Jean. Your facts and situation is exactly the same as mine, l feel robbed and bitter. Whilst I am in agreement that we have to match men’s retirement age eventually, it should be introduced gradually.. Whilst our age group women are being made to work longer, the younger members of our Country have to remain on the dole, awaiting jobs to become available, they need a reason to get out of bed every morning !! I pose this question – where is the money coming from to pay the jobless ???

  128. I will be 63 in April and was hoping for mine sooner I could not carryon working anymore due to ill health but could not get a penny in be benifits we have really struggled and now in debt something needs to be done .I found out I will get a low rate anyway as I have only 25 years on stamps after having time of looking after children and ill health after my last child.

    • If you claimed child benefit in your name during the time you weren’t working you should be entitled to Home responsibilities Protection
      I feel I miss out big time as I am 63 in March this year and have had to work 3 years extra to receive the old basic state pension. I would happily have worked longer to have had the new state pension. I feel everyone who has had their pension age changed should receive it.

    • Time out having children should not affect your pension. Those years are protected if you were getting child benefit. They count towards the years you need.

  129. Like many other women, I was caught in the ‘trap’ when they shifted the goalposts. I had to wait for my pension, so I lost almost 3 years worth of pension which would have been paid, had they left things alone. Our finance calculations went out the window. The 3 years of pension that I didn’t receive, amounts to a sum of money that would have been very welcome.

  130. I hope this is right ive already waited 2 3/4 years. My spa date is 6/11/16 and still working. Ile be 63 1/2 by then.. I pity the ladies that have to wait longer. Its just not fair as its our generation that have worked 40 years or more and paid into the system. Its rightfully ours at the end of the day.

  131. Something definitely should be done to help us, like the ladies who have posted above, my state pension age rose from 60 to 64 which I accepted but then it rose again to 65½ giving me few years notice to save or make changes to my retirement plans. As a widow I have no choice but to work even with age related osteoarthritis making it difficult to manage. I want help as badly as the next women but some of the words in the article really worry me “The committee is now expected to recommend SOME women being able to take early receipt of their state pension”. the 2011 act discriminated against women born in 1954/54 especially, are the transitional arrangements now going to be equally discriminatory? Why “some” women? And who are these chosen few?

      • I was born in 1955. still waiting for my letter telling me of the changes to the pension age, bet I’m not one of the chosen few either.Where is the fairness in all of this?

      • I was born at the end of December 1953 and now having to wait until March 2019. I received NO communication whatsoever and found out online. My health is such that I cant work, nor can I claim. My 72 year old husband is having to keep working to keep us having had prostate cancer. I fear there may be no retirement for either of us. No time to spend together.

  132. My SPA changed from 60, to 62 and ten months, to 64 and 8 months then to 66. How on earth am I supposed to cope with this as a 1954 born woman? No equality of pay or opportunites when I worked in the 70s and 80s. Struggling to keep on working now but reluctant to be dependant on my husband.

    • Exactly! I’m in the same position and it really is unacceptable that I have to rely on my husband even though he is fine with it many women don’t have that option.

      • Yes, I believe those of us born in 1954 are hit the worst of all. My friend who is just 18 months younger than I am got her full State pension at 60. How can that be fair?

        • No I was born 1953 my date has changed twice it is now March 2017 I will be nearly 64. They have also changed my qualifying years from 30 to 35. I think we are all being hit badly.

          • I am same born June 1953 and have to wait till March 2017 this is disgraceful there are people in the same school year as me that will have received their pensions 2 years before me yet I was just 15 when I started work yet we have all paid into the same tax years

          • Dates are totally inconsistent – I was born Dec 1953 & am made to wait until March 2019!! — incompetence reigns in this country!

      • Yes I was born May 1954, no notification re new dates, also my ex of 27 years had the by far better paid work and still works with this pay, he will have received his pension at 65, whereas I have to wait till 65 and 8 months, how is that equal? Can anyone explain why, if we get an interim payment we will be getter a lower pension, and what this difference is, and also what is this 18 month thing?

    • I am in the same boat, having already paid in for over 40 years and made redundant a couple of years ago. I was born in May 1954 (so age 62 this May) and wont get my pension until January 2020 when I will be 65 years and 7 months. My sister who was born in May 1952, two years earlier than I, has been receiving her pension since she was aged 61. My husband who was born in April 1953 will receive his pension in April 2018, almost two years before I can get mine, even though there is only a year between our date of births. How is this transition fair at all? I hope common sense prevails and they allow us to have the pension we have paid into all these years. I have no problem with equalizing the pension age for men and women but it is the transitional arrangements that are not fair.

      • I was born in July 1952 and I had to work an additional 2 years and 4 months before geting my State pension even although I had worked well beyond the 35 qualifying years. I did hear the PM state recently that most people will only lose out by 12 months, but it now looks like he is trying to pull a fast one!!

  133. 62 next week and still working full time because I am not in receipt of my pension …SPA .changed several times and now due in 2019 when I am 65 1/2. Probably won’t be eligible because I am still working !? I bet I don’t qualify as ‘some women’ Can’t win !

    • You will be entitled to your state pension at state pension age (whenever that may be) whether you are working or not!

  134. Having read the above, my only hope is that I will be given the chance to retire now, even if it means taking the lower amount of pension. I was 60 last June 2015 and never to this day have I had any notification regarding State Pension Age rise… and considering I have lived at the same address since 1990, I don’t think there is a lot of truth regarding informing all the people it concerned.

    • I was 62 on January and I’m with you on this I wasn’t informed about the rise of pension age.. I only found out about it by a friends I was truly gob smacked. We need it now..

      • I’m the same as you Moira & the only information I received was when I was watching Cameron replying to a question in H of C .He stated that us affected by such short notice would be pleasantly surprised to know that we ,ladies born in the 50s ,wouldn’t have to wait more than 18 months .

        • I was due to retire nearly 3 years ago after working ft for over 40 years, no notice whatsoever Born 1953… made redundant and not been able to get a job since. Feel really badly let down and very angry

          • Sherry I was the same born Oct 1953 need to work till I am 64yrs 5month 17days to the exact date.

          • In exactly the same situation as you and know how you feel. Made redundant 4 years ago at 57. Applied for, literally, hundreds of jobs for which I had so much experience – 4 interviews – sure I am just the ‘token oldie’. Have to wait until I’m over 66 for pension. If I’d been born 13 months earlier would be getting my pension now. How can any politician, of any party, think that’s justifiable?

        • Where is this 18 months from, mine like so many is 6 years. Told 2012 will not be receiving Pension Nov 2014. Received mail 1995 Approval required until such time current legislation to remain in place. 2009 received letter re NI no mention of change. Thanks to WASPI at least we have a voice. Thanks Susan for highlighting the 18 month rule.

          • I think women should have the choice and take earlier at lower rate, we need jobs for the younger people we are keeping younger people out of work!

      • I too am 62 in July and was never told anything found out for myself off internet I feel very strongly about this issue I started work at 16and think its only fair I get my pension now not at 66

        • I feel all us older ladies who would like to retire at 60 are job blocking for the young
          Worked all my life looking forward to retirement just to have some freedom to travel
          When I heard about my retirement age now 68 as like most of you second hand I was devastated

    • I was 60 last May and have never had notification of my pension age, or indeed what my pension will be. I have no objection to my retirement age being brought into line with men but the speed with which it has been implemented is ridiculous. Having had a heart attack five years ago I sometimes think I’ll never get my pension.

      • Same here Jane, I turned 60 last June. Now recovering from heart attack Jan 2016. Very thankful for all the work WASPI women and supporting MPs have done. All best wishes to you, and us all X

    • I was 60 last July I only found out that I wouldn’t get my pension until 2021 by reading a post here on Facebook I was VERY ANGRY Grrrr !!!

    • I have never been informed i found out about the first delay in the papers and didnt even know about the second whammy in 2011 !!! No excuse they know everything about us – where we
      live etc – they would soon inform us if WE OWED THEM MONEY !!!

    • I’m the same. I was 60 last October . I feel we have been unfairly hit. No notification given to me. Go WASPI

    • Almost the same as me – except I was 60 two months later. Have lived at the same address for 26 years and no notification.

    • The only letter I received was in 2008 asking ME TO PAY THEM £14 or I wouldn’t get my full pension. No mention of the rise in the state benefit age. I believe that they think they are above the law and do as they please when it comes to saving money by targeting the minority and the vulnerable. They can afford to lose the minority votes by pleasing the majority voters. ‘No further contact necessary’ springs to mind.

    • I’m with you Maxine I am 60 in about 10 weeks and am still working away I have now taken on caring for my 92 year old mum as well as working but am struggling to keep up with both as I have to earn If I could see state pension coming in the next year or two I might cope but conceivably 6 more years of work lie ahead bluntly I’m knackered !!!

      • I’m in exactly the same position. Care for 82 year old mum but can’t even get caters allowance ! Another six years after already working 45 years without s break

    • I’ve worked most of my adult life, never claimed benefits, paid a full stamp and ive got wait until im 66!!

      I asked for a pension forecast in 2012 because id finished work to move to another area with my husband who had taken redundancy and early retirement.

      It said i had to have 30 years in, i had 40, the amount wud be £108 per week but i wud have to wait until 66 to get it so if you times 108 x 52 x 6 that wquals £30,000 which i wont get now.

      Added to which my husband, who had paid his stamp all his adult life, died a year ago so thats in the coffers now too!! Very unfair. I was 60 in January.

    • I also have never received any notification of my retirement age (on the government website it states that I will be 65 and eight months when I will be able to collect my pension). I was born in May 54. Also I have applied twice for a pension statement, and to date have still not received one

      • Try this link to get a pension statement but you will need to have/apply for a Government Gateway ID.

    • Yes I agree I 62 and we should have been informed 60 is bad enough to retire working so hard and we should be able to enjoy the rest of our lives Barbara from London

      • I was 62 in Oct and retired in January 2015 because my husband was diagnosed with cancer and I felt that I needed to be home with him to take him for his treatment which was five days a week for 12 weeks and support him during this frightening time and also had a knee replacement. I have worked my whole working life and had planned to retire when I was 60 yrs old only to find out that I had to work until I am 64yrs and 9 months. I feel that I have been treated badly by the government who just changed the pensionable age with no thought to the ladies born in the 1950s. I am now unable to find another job as I have found that many workplaces are ageist unless I want a low paid job. I feel that we have been let down by the government when we have paid our pensions and planned for our retirement.

    • The same situation for me, as Maxine above and thousands of others born in ’50s. Aged 60 last April and had no idea that the pension age had risen so sharply. Is it legal to do this as 40+ years of paying into the state was surely classed as a contract – which the government have broken without any satisfactory due process.

      • My feelings entirely too – I wonder how the government would act if a private company did that – it does seem like breach of contract and a lot of money lost to us in those 6 years that we have to now wait for our pension.

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